Many families are concerned that they cannot handle the cost of paying for a nursing home. Also, everything can feel like it is more expensive in California. This is especially true for long-term care. Thankfully, there are several solutions available in Oakland, and the city is actually an excellent place for older adults to find the type of nursing home they want at a price they can afford.
By 2030, the number of California residents aged 85 years and older is expected to double.
In the year 2014, more than seven percent of the US’s nursing home population lived in California. That is nearly 100,000 people.
Nonprofit nursing homes tend to provide a higher quality of care according to surveys and health inspections.
Over 50 percent of Medicaid funding in California goes toward in-home long term care and not into nursing home facilities.
The cost for nursing home care in Oakland is not that overwhelming when you compare the numbers to national and statewide rates. According to the latest numbers, the national median price for a semi-private room is $82,125, and in the East Bay area, the median is $102,930. The cost jumps to $127,750 per year for a private room in the East Bay versus $92,378 for the same accommodations nationally.
If you are not accustomed to long-term care costs, these numbers may seem high, but there are ways you can mitigate the expenses and make nursing home care cost-effective with your budget. With the East Bay area, there is a broad array of pricing points. You can bring down the cost considerably depending on the type of care you want. It should be simple to find a facility that fits your budget with more than 30 homes in the area.
The main purpose of the majority of nursing homes is to supply you with the best possible attention and health care. There are always nurses, nursing assistants, physicians, and other trained medical staff members available. Also, when residents are in need of specialists, they are also brought in. The team can take care of performing and scheduling therapy, administering medications, ensuring that all health care needs are met, and treating wounds.
The staff is also highly trained in handling patients who are nearing the end of their life and in long-term care procedures. They can offer hospice care to the residents and their loved ones along with emotional support. Additionally, other essential needs are also met, including specially prepared meals that meet precise nutrition standards, mental health checks, and therapy and exercise to stay mobile and strong.
Your whole life, especially your twilight years, should not be centered on medical procedures and care. That is why nursing facilities can also be places of fun and entertainment. Most homes organize social activities like theme nights or live performances to help keep older adults in high spirits. Residents that are able to travel outside of the home can even take part in planned day trips. This will give you an opportunity to take in all that Oakland has to offer.
It is obviously quite crucial that you find the right nursing facility for your needs. Yet, how can you know which place is right for you? Your first step should be to make a list of what you are looking for in a home. From there, you can begin looking for places that meet these requirements. When you visit each of the facilities, make a point of looking at their state inspection report and ask plenty of questions. To get a good feel for your potential new home, find out everything you can from staff, current residents, and directors.
To get a lay of the land and see the rooms and other areas where you will be spending most of your time, try to get a tour of the venue. Also, make sure you feel comfortable once you move into the home by interacting with staff members and eating a meal with the other residents if you can.
Finding the money to pay for a room in a nursing home is probably one of the biggest hurdles to moving in. For most golden agers, it is a considerable cost. Thankfully, there are little ways that you can find the money to cover it and lower the cost. It is always going to be less expensive to go with a semi-private room instead of a private room. In fact, in Oakland, you could save over $20,000 per year going this route. Also, it is easier to start off a new friendship and avoid loneliness when you have a roommate.
When it comes to paying for nursing home care, you might consider renting or selling your house if it is just going to sit vacant after you move into a care facility. You might also pay for your care by cashing out your insurance policies or pursuing a reverse mortgage. However, these solutions can have long-term ramifications, so you will want to consult with a trusted financial advisor first.
If you already have a long-term care insurance policy, this can go a long way in paying for your room in a nursing home. They will cover most if not all of your expenses. Medicaid is going to be the next best alternative when you are low-income and do not have a long-term care policy. You could have a large portion of your care covered by just checking your eligibility. Veterans can see if they can receive financial aid by looking into their VA benefits. Some states also have nursing homes that are dedicated to the treatment of veterans.
When you take the time to do your research and find out what solutions are out there, you are sure to find the Oakland nursing home that is perfect for your twilight years.
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