When you’re younger, still working, and raising a family, the daily challenges of routine household maintenance are an unavoidable necessity. But, once you’ve retired and the kids have left, do you want to be chained to household chores?
Retirement is a time to enjoy doing the things you couldn’t; travel, going out, pursuing your favorite hobbies, and socializing. Luckily for Norfolk seniors, there is a fabulous lifestyle option that will maximize their free time and relieve the stress and worry of household chores: a 55+ community.
Read on to learn about how a 55+ retirement community can make life more enjoyable now while ensuring that you’re well-situated for care as your independence deteriorates with age.
What you pay will vary by the level of care that the community provides its residents. Many independent living 55+ communities will cost only a little more than comparable accommodation in an age-inclusive residential community.
The median cost of an assisted living 55+ community in Virginia is $3,950 which is just slightly higher than the national median cost of $3,500 per month. Of course, depending on the location, level of care, and amenities, the 55+ community you choose can cost much lower or somewhat higher.
Fortunately, there are a wealth of options in retirement living for Norfolk seniors. Look at all the senior communities in the area you want to be in or near, and you’ll find the quality you need at the price you can afford.
Most cost of living expenses for 55+ communities come out-of-pocket. Long-term care insurance and Medicaid are help for seniors who are no longer able-bodied. The same goes for any VA programs for which you may qualify.
Many seniors will have sufficient retirement income and assets to take care of the monthly rent for a senior residence. But, what if you’re a little short on funds?
For most of us, the family home is the largest asset we own and a source of capital in times of need. Seniors can sell the old family home and use the money from the sale to pay for years worth of assisted living in a 55+ community. If you don’t want to sell your home, then renting it out is another option. Although it entails taking on the responsibilities of being a landlord; you will have a regular monthly income that you can use to pay for 55+ senior community living.
Finally, another way to cut costs and make living in a senior community possible is to partner up with a roommate. Often, splitting the cost of a two-bedroom apartment is cheaper than occupying a one-bedroom apartment alone.
The first thing you should do before looking into assisted living communities is to put your priorities in order. Carefully consider your lifestyle and situation and decide how you’ll transplant both into a new community.
Do you own pets? If you want to keep them with you, you’ll need to find a pet-friendly 55+ community that will welcome both you and your animal companions. Do you enjoy your independence and only want the most basic service from an assisted living facility? More importantly, are you worried about what will happen as you grow older and more dependent?
There are communities that will offer hotel-style living for seniors that just want a place to keep their belongings and receive mail as they travel and take advantage of all retirement has to offer. For seniors who want to plan ahead, you can choose a 55+ retirement home that provides a continuum of care. With a continuum of care, you’ll have access to an increasing level of care as age slowly degrades your independence.
Discover what basic services are included with the monthly rent. Some 55+ communities will include heat and electric with your monthly payment, but some others are more generous.
You can find assisted living situations where utilities like cable and internet service are rolled into the rent. These are factors to consider when looking for the best place to settle in. Most senior communities will include important services like:
Housekeeping services that will keep your apartment and the community in general clean and orderly.
Meal service provided in a communal dining area for three meals per day served by trained food service staff.
It’s common to have access to group transportation. A van or bus will be available to take residents to local points of interest, shopping, and local medical facilities for appointments.
Independent and assisted living communities frequently offer a wide range of amenities to their residents. Depending on your preferences, you can find communities that offer enjoyable services and diversions such as:
Indoor or outdoor pools for relaxing sessions of swimming and wading.
On-site movie theaters where you can enjoy your favorite movies in the company of friends.
Well-equipped gym facilities and fitness classes to keep you strong and independent.
Fun game rooms with pool tables, arcade games, and fun traditional games like cards and darts.
Norfolk is one of the most beautiful places to live in the United States, with a plethora of fun attractions, dining, and entertainment. You need to decide how close you want to be to the things in Norfolk you enjoy most.
Another important consideration is how you’d like to travel; do you want to be within walking distance of common destinations? Would you prefer to rely on your car?
It’s a fact that we don’t improve physically with age. Consider carefully whether you can handle moving again as your independence fades away. Communities like Tucker House and Suburban House allow for independent seniors to gradually transition into a more dependent lifestyle. Shepherd's Village at Park Avenue is another great community that will accommodate your changing health.
Find assisted living in Norfolk near you.