Seniors have so many options when it comes to how they want to live after retirement. If you want to live on your own but still enjoy plenty of amenities, there are communities that can cater to your needs and if you want to have extra assistance with daily tasks like getting dressed or running errands, you can find in-home and community services to fulfill those needs. Senior care can cover the full spectrum of your needs, and this guide can help you learn more about each option.
Most of the senior care options in Newark tend to be higher than the national averages but keep in mind these aren’t the exact cost, and you can find services that fit your budget. The Genworth Cost of Care Survey estimates the national price for private rooms in a nursing home cost about $92,378 while the Newark area costs around $142,168. Semi-private rooms come down to $82,125 per year nationally but only to $123,735 in Newark.
In-home health costs in Newark are also high at $49,718 for homemakers and $50,336 for home health aides while national levels are at $45,760 and $46,332 respectively. Adult day care is $20,800 in Newark and $17,680 nationally. Assisted living in Newark is another significant expense at $63,660 per year and national averages at $43,539. Again, these are just averages, and you can find a broad range of prices based on location and services you use.
It’s also important to remember that costs will rise over the next few years in senior care. For Newark, there could be an increase of 2-3% in nursing home costs and 1-2% in-home health care costs. Assisted living and adult day care will decrease in price, according to Genworth.
Now that baby boomers are retiring, there are a lot more seniors who need care. More care options are popping up each day to keep up with the number of seniors. You can find whatever you want or need during your retirement. You can find upscale 55+ communities that offer private homes and resort-like amenities, assisted living facilities that have continuums of care so you can age in place, and a full range of in-home services, if you would rather stay in the comfort of your house.
Here is a mix of both in-home services and community programs that can help with your care during retirement.
Homemakers from providers like Loving Care Agency and Royal Homecare Management can provide seniors with assistance in getting in and out of bed, getting dressed, daily grooming, and other mobility tasks. They can also cook meals, clean the house, do the laundry, run errands, and transport seniors to necessary appointments.
Home health aides can do the same tasks as homemakers, but they can also take care of medical tasks like wound care, vital signs, IV therapy, and any other skilled nursing assistance. Premier Home Health Care Services not only provide home health aides but homemakers, companions, personal care, and live-in nurses.
Adult day care is a great program for seniors that need supervision during the day or caregivers that need a break from their duties. These programs provide a place to go with activities, socialization, meals, snacks, and entertainment. 2nd Home Adult Medical Day Care Center also provides medical care for senior with Alzheimer’s or other health issues.
Independent concierge services help tech-savvy seniors get help with anything they need without leaving their home. Websites like Rover, Favor, Handy, Amazon Home Services, Porch, and TaskRabbit allow you to hire people to take care of everything from house cleaning to grocery pick up to dog walking.
These people will be in your home, and you want to choose the best option for your needs and budget. Talk to friends and family for their suggestions and search sites like the Better Business Bureau for online reviews. Here are a few questions to ask as well:
Do the providers have insurance and are they bonded?
Does the state require a license to operate and if so, do they have one?
Are there employee background checks and regular screenings?
Can you get transportation to an adult day care, if needed?
If there is an emergency or you need care during unscheduled hours, is there a backup plan?
You don’t have to get care in your house if you don’t want to and sometimes it isn’t feasible to stay in your home. Assisted living and nursing homes can provide a community that offers care and support along with services geared towards your needs and lifestyle. Here are a few of the community living options.
Independent living allows seniors to have their privacy while enjoying amenities like golf courses, restaurants, swimming pools, and senior fitness classes.
Assisted living allows seniors to have privacy if they like but also aids with things like cleaning, getting out of bed, getting dressed, and transportation. These facilities often have a continuum of care so you can age in place.
Nursing homes provide an elevated level of care for seniors that have debilitating illnesses, diseases, or are recuperating from surgery. Doctors and nurses will take care of medical tasks, and there are other professionals like therapists available as well.
Dementia care is like a nursing home but specially tailored for seniors with dementia. The trained staff know how to care for these diseases, and they create a safe and engaging environment. These facilities also have a higher level of security to minimize wandering.
What does the continuum of care look like if there is one?
Can I use independent service providers for certain things like groceries and dog walking?
What services come with the total cost? How much are extra services?
Since the prices are so much higher in Newark, you might be worried about covering the costs. Other than independent living, which requires seniors to pay mostly out of pocket, there are programs to help. Low-income seniors can use Medicaid and veterans can check to see what’s covered in their VA benefits. If you have long-term care insurance, look over the policy to check included services. Social Security, retirement savings, and reverse mortgages are also options, but they come with some ramifications so you should meet with a professional to go over your choices.
With all your extra free time, you might be wondering what to do. The city of Newark has an events calendar so you can check to see what’s going on each week near you. New York is only a short drive away, and there you can find no end of food, fun, and entertainment. Eventbrite lists local events geared specifically towards seniors and if you want to spend your time giving back check Jersey Cares for volunteer opportunities.
Senior living has so many options for retirees in Newark. You can learn more through our guides to assisted living, veterans, respite care, and about other senior issues on our website.
Find assisted living in Newark near you.