Taking care of a person with Alzheimer’s requires you to have extensive knowledge of the disease and ways to combat symptoms. The mental deterioration experience leads to trouble remembering things. Eventually, the person may have no recollection of any later-formed memories at all. The problems occur in older adults, but it can start early. In this case, it is known as early onset dementia. Newark seniors between the ages of 65 and 85 are most likely to develop the disease.
210,000 people will present signs of Alzheimer’s by 2025.
77,000 seniors over the age of 85 had Alzheimer’s in 2016.
Medicaid spends $1,929 million on Alzheimer’s care costs.
1,812 deaths occurred in 2013 from Alzheimer’s alone in the state of New Jersey.
449,000 caregivers live in New Jersey.
Caregivers spend $320,000,000 towards health care costs for themselves.
You can reach the national hotline for the Area Agency on Aging at 1-877-222-3737.
The New Jersey Chapter of the Alzheimer’s Association serves Newark and other cities.
Alzheimer’s care focuses on tending to patients’ needs, particularly those who require extra attention and medical assistance. Meal planning, companionship, and medication management are just a few of the typical services offered from an Alzheimer’s care team. The care is often best received in a professional setting, but a family caregiver is also perfectly capable of handling care needs at home. Memory care facilities are most equipped to meet the needs of patients, with grab bars in the bathrooms, nurses on staff 24 hours a day, and wheelchair-accessible showers. Adding things of this nature to the home will help to improve the conditions to make it liveable for an Alzheimer’s patient.
Those that would like to remain in their homes and have a family member care for them can do so. However, there may be situations when the caregiver has to step away for a day or so at a time. When this event occurs, it is where adult day care centers come in handy. They offer medical care when needed, but primarily operate as a safe place to stay when the caregiver is away. Activities are planned to keep everyone engaged and active. Breakfast and lunch are usually offered during the visit to ensure each person is also enjoying a healthy meal. No unhealthy snacks get offered on the menu.
The state of New Jersey falls in line with the rest of the U.S. when it comes to costs of care. Residents in the state should expect to pay at least $20 per hour for a homemaker to come to their homes and offer personal care services, housekeeping, and transportation. You can pay $46,332 each year for the service if used regularly. Home health aides cost upwards of $48,000 annually.
Nursing home prices reach even higher. You will spend $127,000 or more for a private room. You get a bedroom, living space, and bathroom all to yourself. A semi-private solution saves you money, only costing upwards of $116,000. You still get some privacy in your bedroom, but the remainder of the living space gets shared.
Affording services may be difficult, but it can get done with a little help. Attempting to pay costs on your own is not always possible, and it will put a significant financial burden on your family. Insurance plans offer a suitable alternative, as they work to at least pay a portion of the care costs. You can find your own insurance plan, or look into the state-funded options for low-income families. Either option works well for having a portion of the costs covered. Medicare is typically available to seniors, although Medicaid is another option as well that can apply to anyone.
It is imperative that you look into insurance options before paying out of pocket. Most insurance agencies pay a significant portion of care costs, especially for those who can prove they genuinely require the care. Medicare and Medicaid are the first two choices you should apply for if you haven’t already. If you do not qualify, your next option is to find a private insurance agency willing to sell you a policy. It will be a more costly option, but it still provides you with health coverage so you can receive services.
Veterans who are suffering from Alzheimer’s or dementia can seek help at the local VA. There is often additional medical assistance and even help to pay bills for those who are veterans. The Department of Veterans Affairs should be your first stop. It sits at Washington Place in Newark. Veterans may visit during operating hours, or they can call (800) 827-1000 to receive information.
The most beneficial thing to do for a person living in a nursing home is to share a room. Rather than paying full cost for a private option, a more affordable choice is to share a room with someone else. It takes thousands of dollars off the total yearly price, saving both roommates a great deal.
When you have no money of your own to spend, but currently own a house, it may be time to sell. You can use the profits from the sale to afford your medical expenses. If you are going to reside in a nursing facility for some time, such as a year or more, this may be the wisest decision. After all, you will no longer need the house as you will call the new location home.
It can be a struggle to pay for Alzheimer’s care. With the extensive associated costs and numerous options to choose from, it is best for every senior resident of Newark to weigh all their choices. Never settle for a facility or a payment plan until you have checked into all possibilities.
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