New Orleans is known all over the world over for its music, Mardi Gras, and its unique culture. Even after the tragedy of Hurricane Katrina, the city has shown its resilience. Because of The Big Easy’s appeal, many people spend their entire life here. Also, many golden agers look for nursing homes here. Falling well below the national median, Louisiana has among the lowest nursing home costs in the country. With two dozen facilities in the area, there is sure to be a nursing home in New Orleans that suits your needs.
There are more than 275 certified Medicare and Medicaid nursing facilities in Louisiana with a total of over 34,000 beds.
Researching long-term care facilities is crucial. In a recent study, more than two out of five nursing facilities failed to receive average ratings in their annual health inspections.
80 percent of Louisiana nursing homes are for-profit, while ten percent each are governmental or non-profit.
In 2014, 25,873 seniors resided in Louisiana nursing home facilities.
New Orleans boasts more affordable nursing home care than the vast majority of the country. According to the latest numbers from April 2016, the national median cost for a semi-private room in a nursing facility is $82,125 per year. This is compared to $62,050 for a semi-private room in New Orleans. For a private room, the story remains the same: $92,378 per year nationally versus $68,328 in New Orleans. Of course, the rates are based on a variety of factors, including location, amenities, and more, and the rates will vary from facility to facility.
Having certified nursing staff on hand at all times is one of the hallmarks of nursing homes. Registered nurses are available to administer care at all hours of the day and night, and there are certified nursing assistants to help. The nursing workers schedule appointments with therapists and other specialists, administer wound care when needed, follow the doctor prescribed care routine, and help dole out daily medications. CNAs report directly to the supervising RN. Also, residents’ families are notified if there are any changes in condition or other observations to report.
Seniors with dementia or other memory loss will also find long-term care facilities helpful. Many nursing facilities house these residents in a separate wing, building, or floor. If older adults have recently been hospitalized and needed additional care before returning home, they may want to turn to a short-term or rehabilitation facility. Also, patients who are in the last stages of a terminal illness can get assistance and comfort for themselves and their loved ones in nursing homes.
The full meal schedule is a cornerstone of nursing home care. A variety of dietary restrictions are accommodated by the skilled kitchen staff. There are special menus for residents who are kosher, vegetarian, have diabetes, or who require low-sodium foods. Meals are served in a community dining room, and CNAs can help residents who need assistance with eating. Golden agers who are less mobile can have their meals served to them in their room.
Life enriching events are coordinated by nursing home activity directors. They set up activities like singalongs, arts and crafts, performances by local dance and music groups, movie nights, birthday or holiday celebrations, and board games. Chaplains are typically available on-site to see to the spiritual needs of residents. They can supply spiritual study groups, consultations, and religious services.
You must take the time to tour each place you are interested in when searching for the right nursing home for you. Ask to see the most recent state inspection report for the facility. Also, find out the schedule of daily events, inquire about daily menus, and ask about the ratio of nursing staff workers to residents.
Have a meal in the nursing home to get a good taste of the food and to see how employees and residents interact. Additionally, talk with current residents, guests, and staff members you see to get their thoughts on the facility. Also, obtain a quote on the costs, what is included in the price, and a rundown of amenities that cost extra before leaving.
By visiting the website for the Louisiana Office of Aging and Adult Services, you can dig a little deeper into the information about your favorite nursing home. You can view helpful info on regulations, any complaints filed against the facility, and past inspection reports.
Golden agers can save more than $6,000 per year when they pick a semi-private room in a New Orleans nursing home over a private room. It is also easier to meet other residents and staff as well as acclimate yourself to the new community when you have a roommate.
It is crucial for you to determine how you will pay for your nursing home experience regardless of whether you decide to cut costs by having a roommate. Around seven million Americans bought long-term care insurance policies with the goal of covering nursing home costs. If you are a policyholder, call your carrier for a summary of your benefits and to be sure you understand the limitations or restrictions of your policy. You also need to have a plan in place for paying your premium if you want to keep your coverage active.
Medicaid can fund at least a portion of your nursing home care if you qualify. Also, vets and their widows can apply for VA Aid & Attendance if they have served in active duty during wartime. Contact the New Orleans regional benefits office for a list of what is required to be eligible for the pension and to apply.
You can also get access to more funds by taking out a reverse mortgage or cashing in a life insurance policy. However, there are potential liabilities and tax implications with this decision, so consult with an attorney, tax advisor, or financial professional before going this route.
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