Back in 1960, the average life expectancy in the U.S. was 69.7 years, which has consistently in the past six decades. Life expectancy in 2010 was 78.3 years and for 2020, it is expected to increase to 79.5 years.
With such an upward trend in life expectancy, there is no question that more people are going to need some type of long-term care down the road. While there is the option of nursing homes and assisted living facilities, many elderly people prefer to remain in their own homes, where everything is familiar and they are comfortable. This is why in-home care is such a popular option.
Learn about the in-home care landscape in Nashville here to see how this may be the ideal solution for you or a senior loved one who is no longer able to handle being alone all the time.
There are quite a few home-care providers throughout the Nashville area. These can be categorized into two basic groups: skilled/medical care and custodial/non-medical care.
Non-medical services provide assistance with activities such as dressing, bathing, housekeeping, preparation of meals, and shopping. They can also be arranged for any amount of time based on the needs of the client.
Medical services include respiratory services, speech and occupational therapy, nursing care and physical therapy. These types of services are typically provided on an intermittent basis, and are provided while the senior is under the care of a physician.
To get a first-hand feel of what actual users of Nashville-based in-home care services think, read the following reviews provided by SeniorAdvisor.com:
According to a family member for a client using Nurturing Care Services, “The caregivers have done their jobs and are very attentive to the needs of our loved one.”
Each caregiver is screened and has the qualifications to care for their clients, “Both caregivers seemed more than qualified for the job. The administrative staff was very helpful, as well” was a statement made by a client using Caring Senior Service.
The in-home care agencies in Nashville are set-up and managed in a way that ensures you can receive care and help when it is needed. This may mean only calling for services while you are away on vacation, or for every day (or night) while you work. The services can be arranged on a part-time basis, to ensure someone drops in during the day. The hours and availability are extremely flexible.
If you have a senior loved one you provide care for but are considering some type of in-home care, you may find that having a number of options is more beneficial. You can call these various resources your senior care toolbox. Filling it with information and options will help ensure your senior always has someone around.
Utilize online resources. You can now use a number of resources, including laundry, housekeeping, dog walking and even grocery shopping that will help take care of day-to-day tasks for you. This minimizes your stress and ensures that important tasks are taken care of.
Combine a personally hired caregiver's services with an agency. This provides you both skilled and unskilled help for different issues or needs a senior may have.
The cost of a home health aide in Nashville is around $18 per hour, which is $41,184 per year. With this high of a cost, it can be difficult for some people to cover. There are a number of payment help options available to consider in Nashville.
The Options program is not the same thing as Medicaid, which is a service that can often be used for paying for in-home care services. This program, however, has no spend down requirement and the state will establish the frequency and type of services a person receives. There is a waiting list of two to three years for these services, according to the local Area Agency on Aging and Disability.
Another source of funding for these types of long-term services is the Older American Act. These sources will have their own requirements for eligibility, limitations and policies. Fewer than three percent of people in the U.S. have long-term care insurance.
Medicaid covers some seniors in-home care needs, if the senior is able to meet the financial requirements for this coverage. In fact, the majority of people who receive in-home care receive some type of Medicaid benefits.
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