If the music city is your home and you’re growing older, you don’t have to worry about leaving or entering a nursing home. Aging in place is a concept that is growing in popularity with seniors and the amount of services offered to help you stay in your home is also growing. You can find some of the most common in-home care services like homemakers who will help you cook, clean, and take care of your home as well as home health aides who will help you get in and out of bed, bathe, and remind you to take your medications.
If you’re concerned that you won’t be able to afford in-home care services, there are a few options that you can look into to find financial assistance. If you already have a long-term care insurance policy, you might be able to pay for your services through that. Veterans can look into their VA benefits and check if in-home care is covered. Low-income seniors can use their Medicaid benefits and the Greater Nashville Region Area Agency on Aging and Disability has two programs, CHOICE and OPTIONS, that can help seniors cover care costs to stay at home.
Your cost for in-home care might not be the same as another senior across town because it will depend not only on location but the kind of care you need as well as how often you need it.
The national monthly average for in-home care services is around $3,800 and the monthly average for these services in Nashville is a little lower. Both homemaker services and home health aides come in at $3,623 per month which is about $119 per day. If that seems high, compare it to the daily cost of a semi-private room in a nursing home which is $197.
Because these services are offered in your home, you want to make sure you find providers that you trust. You can start your search with recommendations from friends, neighbors, former coworkers, and family members who have used these services before. You can also look online at websites like the Better Business Bureau of Nashville to find top-rated providers and look at customer reviews.
Next, you need to ask each provider on your list some questions to get a feel for their services. Find out if they have insurance, are bonded, and have the right license. Ask about their employees and see if they use background checks or other screening processes. You will also want to know how their payment options work and how you should go about scheduling services. Ask as many questions as you can before you decide to sign a contract or agreement.
If you aren’t quite ready for a homemaker or home health aide but could still use a helping hand, you can find plenty of services for any need. There are many services platforms and websites online and help is close as the touch of a button.
Try Rover.com for dog walkers and pet sitters and Handy for housecleaners. Use TaskRabbit to find local people to help you with various errands or chores as well as Favor.com. Porch.com and Amazon Home Services can help you find people to work on your house whether you need your house fitted with wheelchair accessibility or an appliance repaired. Do your research and make sure you feel comfortable with the people who will be in your home.
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