The Sunshine State is known for its retirement communities. With so many events and volunteer opportunities geared towards seniors, like the ones found on VolunteerMatch.org for Naples residents, retirement in Florida can be rewarding and relaxing. The city has over 93 senior care providers and facilities for every stage of senior care. You can find in-home care, assisted living, skilled nursing facilities, and Alzheimer’s care in and around Naples.
The cost of senior living in Naples is more than the national average, however you get to enjoy everything Florida has to offer and the sites and atmosphere of Naples. The national average for a one bedroom, single occupancy assisted living apartment is $3,600 per month while the same apartment is $4,274 in the Naples-Immokalee-Marco Island area.
Skilled nursing facilities provide more nursing care and cost more than assisted living communities. A semi-private room you can share with another resident averages $274 per day which is a little more than $50 compared to the national average, although this is expected to increase by as much as 3 percent in the next five years. A private room in the U.S. averages $250 per day, but you can enjoy that same privacy in sunny Naples for $329 per day.
If you or your loved one only need a helping hand around the house, consider help from a home health aide. Aides and homemaker services typically charge between $20 and $23 per hour to take care of daily chores.
Adult day centers may be an option for daily care while still living at home. The median daily rate across the nation is $69. You can find this service in Naples at a lower rate on average at $60 per day.
Naples In-Home Care- As more seniors strive to live independent lives in their own homes, health aides and similar services are experiencing an uptick. Several of these, like Comfort Keepers of Collier County, are available for a few hours a week up to a full-time schedule to meet your needs. A screened and qualified caretaker can provide non-medical services including: Grocery shopping and meal prep; Laundry; Light chores; Transportation; Medication management; or Bathing and dressing. Be sure to look for an agency with insured and bonded aides.
Assisted Living in Naples- Assisted living communities are numerous in Florida and for good reason. Warmer weather and senior communities provide a list of activities and social engagement for retirees. The facilities are available in different forms including resort-style hotels, sky-rise apartment buildings, or ranch-style homes. Typically you can choose between a one or two bedroom apartment and a studio apartment. Compare communities to find one that fits your lifestyle. Some offer devotional services like the Brookdale North Naples and HarborChase of North Collier.
Floridian Nursing Homes- Nursing homes can also serve as Alzheimer’s and other dementia centers as well as rehabilitative short-term care homes. Lely Palms AC in Naples is one such nursing home that plays dual roles. It is suggested you interview staff and speak with residents and their families before committing to a nursing home. Skilled nursing facilities must follow certain federal and state regulations to provide the best care for their residents. A professional center should include interdisciplinary care to treat the whole person. If you or a loved one suffers from a progressive terminal illness, confirm that the nursing home provides continuum care and hospice.
Looking at the rising cost of senior living may be scary, but you do have options. Consult with a financial advisor or elder-law attorney to see what is available in your circumstance.
You may be able to use SSI or retirement benefits to fund senior care. For short-term care, Medicare will cover up to 100 days after an incident, like a fall or stroke. Low income seniors may qualify for Florida’s Medicaid Long-Term Care Managed Care plan. To qualify, you must pass the assessment and be medically and financially eligible. Residents receiving SSI are automatically eligible.
You can use your home as equity to pay for senior care including a reverse mortgage or renting your home out while in long-term care. A financial planner can explain the pros and cons of a reverse mortgage with you; including stipulations you must meet to avoid foreclosure.
The VA also offers a pension to wartime veterans and their spouses to help pay for senior care. Contact the Veterans Administration to learn more and see if you qualify.
Find assisted living in Naples near you.