Florida beckons to retirees everywhere with its warmth and sunshine. Now low-income residents can enjoy senior care in the city with Florida’s no-cost or low-cost Medicaid program. You will want to know your options for long-term care in the Sunshine State if you have Medicaid. The program covers about 60 percent of all long-term care in Florida.
If you are age 65 and older and receive SSI, you already qualify for Florida’s Medicaid program. If you are younger than 65 and are blind or disabled and considered low-income, you may be eligible for coverage.
You can apply for Medicaid coverage online, by mail, in person, or over the phone. You can apply online at ACCESS Florida through the Florida Department of Children and Families. Once the application is received, the county has 30 days to make a decision. Make sure to provide an email address, so you can receive an email notification when the department has mailed your decision.
A representative may call you for an interview or request additional documentation within five days. Check your contact information before hitting send on the application. Providing the wrong address or phone number may delay your case. You are required to provide the department with identification, proof of citizenship, and proof of income. Once approved, you will receive a gold card in the mail to present to providers. You may receive a separate card from the managed care plan you chose or was chosen for you. If you are denied for any reason, you can request an appeal. Contact your local office for the appeal process.
Naples residents can also apply in person or over the phone at the local branch office. You can apply at the Naples Storefront, 3845 Beck Blvd. or fax the printed and completed application to (866)-784-7113. The Customer Call Center can be reached at 1-866-762-2237.
Your Florida Medicaid coverage will offer no-cost or low-cost services like doctor and clinic visits, prescription drug coverage, hospital stays, and emergency room visits. Other medical services like lab work are also covered.
The state provides Long-Term Care Managed Care (LTCMC) for those seniors needing a skilled nursing home level of care. If approved for Medicaid and the Comprehensive Assessment and Review for Long-Term Care Services (CARES) proves you do require 24 hour care, your physician will need to provide documentation showing that a skilled nursing facility is medically necessary.
Florida Medicaid will also cover in-home care if you prefer to remain in your home for as long as possible. The program will cover three nursing or home health aides per day for a co-payment of $2 per day.
Florida Medicaid does offer non-emergency medical transportation to those seniors that qualify and only if you have no other way to reach your medical appointments. There is a $1 fee for each one way trip. Contact your local office to learn more about transportation options in the Naples area.
Find assisted living in Naples near you.