This guide will help you through the process of choosing a funeral service provider and making arrangements. Included is an overview of consumers’ funeral rights administered by the Federal Trade Commission (FTC). The laws under the FTC Funeral Rule provide protection from unscrupulous practices that some funeral homes may engage in when selling their services to consumers. Helpful resources and links are also included for further guidance.
The federal government has laws in place that work to protect the funeral rights of consumers when shopping for and using provider services. The Federal Trade Commission’s FTC Funeral Rule prevents funeral homes from engaging in questionable business practices such as pressuring consumers to purchase funeral package arrangements that include expensive features. Other laws contained with the FTC Funeral Rule include:
Providers must give consumers a detailed written statement that states specific requirements of a cemetery or crematory while providing services.
Consumers have the option of choosing an alternative container for use during cremation instead of purchasing a traditional casket. Funeral homes that offer cremation must inform consumers of their choice options.
When a selected cemetery requires the use of an outer burial container, funeral homes that offer this service must provide consumers with a price listing.
Funeral arrangements do not require the use of embalming services. When a burial does not take place immediately, other options include refrigeration.
Consumers can take advantage of a variety of excellent online resource tools offered by the Digital Memorial network when making funeral arrangements. Services offered by Digital Memorial include their search tool to help locate funeral service providers within the Minneapolis area. The returned results highlight features and options offered by funeral homes including listings of local providers, such as the Sunset Funeral Home and Cemetery and the Kapala-Glodek Funeral Home.
When you start your search and comparison shop for a potential funeral service provider, the Federal Trade Commission (FTC) offers some helpful suggestions on their Funeral Planning Tip page. Check out the FTC’s site as it includes additional information about the various types of funerals along with what you should look for when purchasing a cemetery site.
When it comes to saving money on any type of purchase or expense, the best way to cut costs is by only buying what you need. This piece of wisdom works well with making funeral arrangements. When a loved one passes, it is not necessary to spend a lot of money on expensive caskets. Only include those funeral features that you can afford and leave out the extras as they add to the overall cost for services.
You may find it helpful to have a checklist handy as you start searching for and comparing funeral service providers. The Federal Trade Commission’s (FTC) maintains a funeral pricing checklist on their website that you can print off and use to help you narrow down your choices.
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