Milwaukee is known as “America’s Dairyland,” but has quite a bit more to offer than just great tasting dairy products. In fact, Wisconsin is home to a thriving senior community, where there are plenty of things to do and see.
There are some people who have reached 65 and discovered that being able to live independently is no longer possible. However, they also want to remain in their home, where things are comfortable and familiar.
When a senior and their family chooses to use in-home care, they will receive a number of services that allow them to continue living safely and happily in their own home.
Approximately 12.1 percent of the population of Milwaukee is over the age of 65.
The cost of care for homemaker and home aide services in Milwaukee are higher than the national average.
If you opt to hire licensed homemakers, you can expect to pay between $20 and $33 per hour. Annually, this cost is approximately $52,624.
Homemakers provide a number of services associated with activities of daily life. This includes help with grooming, hygiene, bathing, using the toilet, meals, laundry, transportation, and light housekeeping.
The cost of hiring a home care aide in Milwaukee ranges between $20 and $33 per hour. Annually, this equates to approximately $52,624. While there are some areas where the cost of home care aides will be higher than homemakers, in Milwaukee this is not the case.
A home care aide will provide all the services of a homemaker in addition to medical related services. Medical services include treating and dressing wounds, caring for surgical sites, helping with mobility equipment, and medication management.
When it is time to hire an in-home care provider, it is important to think about the needs of the senior. For example, if they only need a moderate amount of assistance with activities such as bathing and running errands, then informal care from a homemaker will likely be ideal. However, if they are suffering from a disease or other chronic condition, it is a good idea to seek the services of a home care aide who will have the experience, skills, and training necessary to provide this higher level of care.
In many cases, utilizing the services of a senior care manager will help you make this decision and ensure that the right level and type of care is received.
It is important to take some time to look for a quality in-home care provider and not just choose the first or lowest priced option. Take some time to get to know the options in the local area and even visit a few prior to making a decision. During a visit, be sure to ask a few important questions:
What services do the in-home care providers offer?
Will the care provider offer transportation for the senior?
Can the in-home care provider make and serve meals?
Do they offer a flexible schedule?
Asking these important questions will help to narrow down the options when it comes to in-home care providers.
A huge concern for seniors, as well as their families, is how they will pay for in-home care. One of the best ways to minimize this concern is to evaluate the available financial resources that are available, which include assets and monthly income. Each person’s and family’s circumstances will help to determine how they can best cover the cost of in-home care.
Long-term care insurance can provide assistance in paying for long-term care. If a senior has a policy that offers this coverage, they may not have to worry about paying out-of-pocket. The key is to purchase this before the in-home care services are actually needed, else the senior risks being rejected.
The Department of Veterans Affairs provides three different levels of benefits including basic pension, the housebound benefits, and aid and attendance.
A personal loan can be beneficial in overcoming short-term obstacles that go along with transitioning to hiring an in-home care provider. It can also help families pay a portion of the rent each month. Be careful with these and who they are acquired from.
Medicare and Medicaid are federally based programs that provide care for seniors as they age. Seniors have to meet the financial requirements for these programs, which will allow them to receive help in paying for long-term care.
Find assisted living in Milwaukee near you.