Mesa, Arizona has several dozen assisted living communities for those that can benefit from a helping hand with day-to-day activities such as meal preparation, housekeeping, shopping, and transportation. Having all the facts and being informed would help you make the right choice. Here’s an overview of assisted living in Mesa, which features a handy checklist of questions to ask when touring a facility, approximate costs, and suggestions on how to budget and cover the costs.
With all the options provided by assisted living services, it helps to have some guidance so you know you are going in the right direction and will make an informed choice. The Assisted Living Federation of America (ALFA) provides suggestions along with important questions you should ask within their online brochure Guide to Choosing an Assisted Living Community.
Areas featured in the guide include physical features of the facility, social activities, amenities, and meal plan options, plan costs, disclosure of agreements, and health services. Some of the questions you should ask during your tour when you visit an assisted living facility include:
What services, amenities, and features are included in the costs? Can residents choose selected services and refuse others to save on expenses? Are complimentary transportation services provided for residents? Are heating and cooling costs included in the rental fees? Is Medicaid accepted toward payment of services?
Median annual rates for various types of long-term care services are regularly compiled by Genworth in the form of a Cost of Care Survey. The statistics are published annually and include major metropolitan areas nationwide in each state. Although the town of Mesa is not featured in the data for Arizona, costs for nearby Phoenix are included.
Rates for an assisted living facility in Phoenix during 2016 were $41,640 for one year of services, with projected 5-year annual growth rates of about 3% per year. In comparison, the national median rate in 2016 was slightly higher, coming in at $43,539 with projected increases of 2% per year.
Budgeting in order to save money sometimes requires a little creativity and consideration of alternative options. One way to save money on the cost of assisted living services is by only choosing those services that you need and doing without the extras that add to the expense.
If you are still active and own your home, selecting to have in-home services may help to cut costs as opposed to living in an assisted living community. You may also want to consider renting out a room in your home or having a friend or relative move in with you to share the costs of services.
Financial assistance programs such as Medicaid can help to cover some of the costs associated with assisted living care. Other options to consider include Section 8 senior housing. Older adults that are officially retired can use their social security benefits to help cover the costs of assisted living. Veterans (VA) Aid & Attendance Pension plans are one more way to pay for services. Some financial advisors suggest reverse mortgages, selling one’s home, or purchasing a long-term care insurance policy.
Find assisted living in Mesa near you.