You have the right to choose where you would like to spend your years as you get older. Aging in place is the idea that you can stay in your own home as you get older and still get the same kind of care that you would in an assisted living facility or a nursing home. All around Memphis, you can find common services like homemakers that help with cleaning, cooking, and daily chores as well as home health aides that can monitor your vitals and remind you to take your medication.
There are a few different payment options when it comes to in-home care and you might not have to pay for everything yourself. If you’re a low-income senior, you can use your Medicaid benefits and veterans can check the long-term care services in their VA benefits. Long-term care insurance is another options and if you already have a policy you can check it to see what services are covered. The Memphis Aging Commission can also help cover services for seniors that qualify.
Your particular cost is going to differ from other seniors based on where you live, the kind of care you need, and how often you use that care. If you look at the national monthly average for homemakers and home health aides combined, around $3,800, you can get a rough estimate.
Memphis averages are actually a little bit lower than the national averages with homemaker services averaging about $3,348 per month and home health aides averaging about $3,396 per month. This works out to about $110 to $112 per day and even though that seems a little high, remember that these are just averages and you can find services in Memphis for more and less.
If you decide that you want to use in-home services, you’re going to need to find a trustworthy provider. Ask your friends and family members as well as neighbors, former colleagues, or even church members if they have any suggestions. You can also look at the Better Business Bureau of Memphis and read customer reviews as well as business reports.
You will also want to ask the providers you’re interested in questions. Find out if they have the right licenses, insurance, and see if they are bonded. Ask how they hire their employees and see if they use background checks. If you like what you hear and are ready to sign a contract, make sure you understand their payment plans as well as how they schedule clients.
You don’t have to use a homemaker or home health aide as part of your aging in place plan. In fact, there are so many different kinds of services available and luckily if you have internet access and a computer you can find them quickly.
If you have pets and need a dog walker or pet sitter, check out Rover.com. Handy is a good place to find housecleaners and if you have other chores or errands, look on TaskRabbit. If your home needs more help than just a cleaning, look to Porch.com and Amazon Home Services for repairs or remodels. Just like with any provider, do your research and ask plenty of questions.
Find assisted living in Memphis near you.