Just because you’re getting older or your health isn’t what it used to be doesn’t mean you have to leave the comforts of your own home. In fact, aging in place is what most seniors would prefer and because there are so many options, it’s easy to be able to stay in your house longer. No matter where you live in Madison, you can find in-home health care options like a homemaker service that helps clean, cook, and do other household chores or a home health aide that can help you get out of bed, get dressed, and remind you to take your medications.
If you’re worried about how to pay for these services, you might have some options. If you have been told by a doctor that you can’t stay in your home safely without care, you can usually get help covering your costs. Veterans can look to their VA pension or assistance benefits to see what type of long-term care is covered and low-income seniors can use Medicaid. If you have a long-term care insurance policy, check to see if it covers in-home care services. You can also check with the Wisconsin Department of Health Services to see if you qualify for their Community Options Program which helps keep seniors in their home.
When looking at the cost of in-home care services you have to take into account several factors. First is your location and then what kind of services you’re going to need. Finally, how often you will need care will also play a factor. The national average for both homemaker and home health aide services is around $3,800.
The average monthly cost in Madison for homemaker services is $4,624 and it’s the same for home health aide. That breaks down into $152 per day and while that might seem like a lot of money it is lower than the daily cost of a semi-private room in a nursing home ($244). Also, remember that these are just averages and you can find a fairly wide range of prices in the Madison area.
You want to make sure you find a good provider and feel comfortable with the people who will be in your home. Start by asking your close friends and relatives if they have ever used these services before and if they have any suggestions. You can also look at user reviews and business reports on the Wisconsin Better Business Bureau website.
Make sure you ask plenty of questions once you have a few providers on your list. Find out if they are properly licensed, have insurance, and if they are bonded. Ask about their hiring process and see if they do background checks. When you’re ready to sign a contract or choose a provider, go over payment options and procedures as well as scheduling so that you know exactly what you’re getting.
You don’t have to exclusively use homemaker services or in-home health aides if you don’t think they are right for your situation. There are plenty of other options available and if you have access to a computer, you can easily find what you need online.
Rover.com is a good place to find local dog walkers and pet sitters. If you need anything delivered to your door, you can use Amazon Prime to get free shipping. Porch.com and Amazon Home Services are two other great websites that let you find people to help repair or remodel your home and they can also help with general handyman tasks. Before you use anyone from these websites make sure you properly research and ask the same questions as you would with any provider.
Find assisted living in Madison near you.