As you age, there will come a time when you need some assistance around your house. You might need someone to help you with your daily chores or getting out of bed and dressed, and you might also need extra help with your health. There are so many senior living options that no matter what you need, you can find it in Lincoln. You can stay right where you are and get care, or you can move to a new community and enjoy extra services and amenities with assisted living. It’s all about what fits your needs, budget, and lifestyle.
When you compare average prices in Lincoln with the national averages, senior living options are close here. The Genworth Cost of Care Survey estimates that the yearly average for a private room in a nursing home in Lincoln is around $87,418 and the national median cost is $92,378. A semi-private room in Lincoln is around $73,913 per year while national costs are $82,125 yearly.
Lincoln is a little more expensive when it comes to in-home health care, and homemakers cost $52,578, and home health aides cost $54,866. Compared to the national averages of $45,760 and $46,332 that is a bit costlier. Assisted living in Lincoln costs about $55,440 per year and the national average is at $43,539. Adult day services are relatively affordable here in Lincoln at $14,300 compared to $17,680 nationally.
Keep in mind these prices will change in the next few years, and that could impact your decision. Nursing home rates could rise 1-4% over the next five years and all in-home care options and assisted living could increase by 4%. Adult day care, however, will increase by as much as 14%.
The baby boomer generation is starting to reach retirement age, and as they do, care options for older adults are starting to increase. You can have your pick from a variety of services and providers to match your needs and wants. If you love your house and want to stay there, you can find homemakers and home health aides that will bring their services to you. You can also move into a new community and enjoy upscale amenities while still getting the care you need.
Seniors who want to stay in their home can use a mix of both at-home care and community services.
Homemakers, like the ones at Sunlight Support Senior Care Solutions and Right at Home, act as an extra pair of hands around the house. They can cook, clean, run errands, prep meals, help you get up in the morning, provide companionship, and a complete list of other services. Make sure the provider you choose serves your area and is nearby in case of an emergency.
Home health aides also help around the house, but they can take care of medical needs as well. Many are certified nursing assistants and can do things like care for wounds, monitor vital signs, perform various therapies, and care for chronic medical conditions. ComForCare Home Care provides a full list of all services they provide.
Adult day care programs can help both caregivers that need a break and seniors that need a place to go during the day. These programs give seniors the opportunity to socialize with their peers, engage in a variety of activities, and even get a meal or snack. Programs like the ones at Tabitha Elder Care can also provide specialized care for those with Alzheimer’s or dementia.
Independent concierge services give seniors the power to choose what they need when they need it. Websites like Rover, Handy, Favor, TaskRabbit, Porch, and Amazon Home Services can help you with things like getting your groceries, walking your dog, or fixing a leaky roof. All you need is a computer with an internet connection.
Never hire anyone to come into your home without doing a little research first. This can include getting suggestions from relatives or friends and checking them online at the Better Business Bureau as well as asking plenty of questions like these:
Do you have insurance and are you bonded?
Does the state require a license to operate? Do you have it?
What are the backup plans if there is an emergency or my regularly scheduled caregiver doesn’t show up?
Are there background checks and screenings for the employees?
Is there transportation available to an adult day care?
You can also choose to move out of your house and into a senior living community. This option includes both assisted living and nursing homes, and there are a few different variations of these communities. You can choose what works for you best, and in many cases, there is a continuum of care in place, which means services will be tailored to your health as you age.
Independent living is mostly like living on your own but in resort-like settings. You can enjoy a private home or apartment while using upscale amenities like golf courses, onsite restaurants and stores, and swimming pools or fitness classes.
Assisted living comes with a little more outside help than independent. You can still live in a private area and enjoy a few amenities but there will also be people on hand to help with things like housekeeping, getting dressed, and other health needs.
Nursing homes work best for seniors that need intense medical supervision or who are recuperating from an illness, injury, or surgery. Doctors and nurses will take care of you and can also get help from therapists and other professionals during your stay.
Dementia care is designed to be a calm and engaging environment for those seniors with Alzheimer’s or other forms of dementia. The staff uses techniques proven to keep patients healthy and happy, and there is extra security to cut down on things like wandering.
Is there a continuum of care? What does it entail?
Can I use independent service providers to run errands or pick up groceries?
What does the total cost include? What services are extra? What do they cost?
Since cost limits many seniors, there are a few ways to finance your senior care. First, independent living isn’t covered by any program or benefits, but you can use things like Social Security, retirement savings, or a reverse mortgage to cover your costs. There are some tax and legal consequences, though, so be sure to consult a financial professional. Medicaid can help low-income seniors cover their health needs at home or in a facility and so can VA benefits if you’re a veteran. Long-term care insurance might also be helpful if your policy has assisted living covered.
Retirement doesn’t have to be spent sitting at home, especially when there is so much to do here in Lincoln. The City of Lincoln Nebraska has a program called Aging Partners, and they coordinate services and events for seniors. There are day trips, tours, live entertainment, and transportation to most places in town. You can also give back with your free time, and VolunteerLinc is an easy way to find volunteer opportunities in the community.
Find assisted living in Lincoln near you.