Finding and choosing a reputable funeral service provider can be overwhelming after a loved one has passed. We created this handy resource guide as a tool to guide you through the process and make it easier and less stressful. Included are listings of informative resources along with helpful tips on how to afford the final arrangements. Highlights include a discussion of how the Federal Trade Commission (FTC) protects the funeral rights of consumers.
The laws outlined in the Federal Trade Commission’s FTC Funeral Rule help protect consumers from unethical business practices. Funeral homes and similar providers are required to comply with the laws and to treat consumers in a fair manner when marketing and selling their services to the public. Features of the FTC Funeral Rule include:
Funeral homes do not have the right to require consumers to purchase bundled package plans that have features they do not want.
Consumers have the option to choose individual funeral service items when making arrangements and do not have to pay for unnecessary features.
Consumers have the right to receive information about services and their costs over the telephone without the need to reveal personal information such as their names and addresses.
Funeral homes must give consumers that visit their business in person a General Price List (GPL) to keep that outlines available services and their prices.
Having access to a variety of handy resources will help to ease the process of finding a funeral service provider so you can make final arrangements. Top picks include the nationwide network listings maintained by Dignity Memorial, which provides consumers with access to more than 2,000 funeral service providers within the United States and Canada. Local listings for the Lexington area include Blue Grass Memorial Gardens.
Kentucky residents will find the online state-by-state resource listings provided by the Funeral Ethics Organization (FEO) to be a helpful source of information. Funeral topics covered include burial options, selecting a casket, cremation, embalming, and special considerations for organ, body, and tissue donation. The Better Business Bureau (BBB) has an online directory of funeral service providers for the Lexington area, which includes the A+ rated Milward Funeral Directors.
There is a variety of options available to help cover the costs of funeral service arrangements. Depending on your situation, examples of resources may include Veteran’s benefits as well as Social Security to manage the expenses. Your local church may help through fund-raising events to collect money to help you pay for funeral services.
Alternative options discussed by the Funeral Consumers Alliance (FCA) include purchasing a life insurance policy or making arrangements with a funeral home in the form of a prepayment account. This type of plan involves opening a trust fund used to pay for services upon death. You can also save a substantial amount by choosing the option of cremation. Declining embalming and selecting a less expensive casket will also help you manage the costs of final arrangements.
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