946 44th Avenue Ct NE, Hickory, NC 28601
Life Settlements, Advance Benefit Loans, Structured Settlement Conversions and Pre-Settlement Funding.
A Life Settlement is the sale of an existing life insurance policy to an institutional investor on the secondary market for more than the cash surrender value but less than the death benefit. It is primarily for those age 75 and older or someone with impaired health with any type of life insurance having a death benefit of $50,000 or more. A recent government report indicated that sellers of secondary insurance policies get an average of 7 times more than the cash surrender value from the insurance company. That’s a lot of money being left on the table if someone isn’t considering the true market value of their policy!
Advance Loan Benefit is a loan against an existing life insurance policy that is only paid back out of the death benefit with the remainder going to the beneficiaries.
Structured Settlement Conversions turn settlement payments into a lump sum of money you can use today! Great for paying off a debt, college, surgery, long term care, etc. No age restrictions!
Pre-Settlement Funding is a non-recourse advance against a future lawsuit settlement. The advance is only paid back out of the settlement, if the case isn’t won, no money is paid back. Interest on the advance is approximately 1.5% per month or more that accrues until there is a settlement.
Email: [email protected]
Email [email protected]