Las Vegas seniors looking into insurance options should consider Medicare. Anyone age 65 and older can apply for the federally-funded insurance plan, allowing them to get help with costly medical expenses that many seniors require. Multiple resources in Las Vegas ensure you are fully prepared to fill out the application and get approved for services.
Medicare is an insurance plan provided by the state. Seniors and those who have a disability can both apply. Seniors include people over age 64. There are four parts to the plan, including A, B, C, and D.
A applies to hospital stays, home health, hospice, and skilled nursing.
B works for routine check-ups and preventative medicine.
C comes from a private provider and combines aspects of A and B.
D only covers medications that many seniors need.
You must pick and choose which parts of the plan you want. Part C comes from a third party and gives you several services, but it is more costly. Part A only is the least expensive option, often having no associated monthly premiums. It is important to choose your plan options based on the services you genuinely need the most.
Roughly 11 percent of Clark County’s population includes seniors over age 64.
In 2013, the average age of all Medicare beneficiaries in Nevada was 70.
The average age of Medicare beneficiaries over the age of 65 is 74.
There are two main offices in Las Vegas that offer assistance to Medicare applicants. The two social security offices provide guidance on applications and discuss which additional documents a person needs to bring before the forms can get submitted.
Visit one of the two locations or speak to a representative over the phone to discuss options. The hotline to call for both places is (800) 772-1213. One building sits at 1250 S Buffalo Dr #150 while the other remains closer to North Las Vegas at 4340 Simmons Street. They both stay open from 9 am to 4 pm.
Use the Medicare website to find contact information for additional Medicare assistance offices. SHIP, for example, offers personalized health insurance counseling. Call them at (702) 486-3478.
Medicare providers fill Las Vegas. To locate them, search the Medicare website using the Physician Compare tool. Pioneer Health Care, Inpatient Consultants of Nevada, University of NEVADA School of Medicine, and Southwest Medical Associates are just a few choices that offer geriatric medicine geared toward seniors and accept Medicare insurance plans.
The ZocDoc website also allows you to search for doctors in your area. The site is ideal because it not only offers the names, addresses, and phone numbers of nearby doctors but also reviews from others who have used their services. The physicians who accept Medicare have a special sticker below their pictures to help you identify which ones are safe to use with your insurance plan.
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