If you or your loved one is in need of help for daily activities, assisted living may be a viable option. There are several options for you in Las Vegas. Before deciding on a facility, you need to investigate all your options to ensure you are making the best choice for you and your family. You will need to consider how you will pay for these facilities, including down the road if this is a longer stay. There is information below to help you make an educated decision on assisted living including covering expenses, selecting different services available, coverage through insurance or other government aid, and questions you need to answer before choosing a facility.
For those seniors who can live independently without the need for skilled nursing care, assisted living is a great option. Seniors can get some assistance for daily activities but still live alone, taking the stress away from the family. These are services available through assisted living:
Help with normal daily activities including bathing, getting dressed, and other hygiene items.
Remind seniors to take prescriptions and medications on schedule and help with therapy appointment scheduling.
Transport for doctor appointments, personal errands, or religious services.
Prepare nutritious, diet-approved meals and snacks.
Clean the residence and other housekeeping services.
There are also options for locations of assisted living in a person’s home, small residential neighborhoods, or a large group home. Seniors can stay at home and hire the help of home health aides, housekeepers, or live-in care.
If you choose an assisted living community, you will have your residence and will share areas such as dining halls, fitness centers, outdoor seating, and sitting rooms with other residents. Several assisted living communities offer continuum care and are connected to skilled nursing facilities to move residents to where more health care is necessary.
There are more than 100 assisted living facilities near Las Vegas.
Nevada requires assisted living facilities to have 24-hour supervision, laundry, healthy meals, and snacks.
There are no more than three residents permitted per room, and each person is required to have at least 60 square feet of floor space, while a private room gives the resident 80 square feet of floor space.
Assisted living costs on average slightly less than the national average. The national average is $3,628 monthly while Las Vegas assisted living costs around $2,850 a month. In Las Vegas, health aide services average $3,527 a month while homemaker fees run about $3,815 monthly.
There are so many questions that are probably running through your head as you find assisted living facilities. Leading questions you should ask include what your monthly charge includes, what services are extra, and how does the facility handle additional care when a resident’s health changes. Here are more questions to help you organize your thoughts:
Is there a consumer disclosure that lists all the fees and services?
What are the policies for refunds or transfers?
Does the facility assess each resident’s needs for services and how often?
Are there any programs, including government, private, or corporate programs that help pay for services?
What are additional fees when health needs change?
Can you view the residency agreement before moving?
Are there different levels of personal care? If so, what are the cost differences?
Do you need renters insurance for personal property?
What is the complaints process?
Can residents self-administer medication?
What is the procedure for medical emergencies?
What are the billing, payment, and credit policies? Do you think they seem fair?
Is there a complete list of services and costs?
What are the training and licensing requirements for the staff?
Is housekeeping available? Are there any additional fees?
Do you need to pay for any other utility bills such as cable? Is there a standard rate?
How often are services such as physical therapy available?
What are the sizes of apartments?
Are there single and double occupancy available?
Is there a kitchen in the residence including a refrigerator?
Are pets allowed? If so, are there any additional fees?
These questions are from Assisted Living Federation of America’s Guide to Choosing an Assisted Living Community. There are additional questions available for you to consider.
You don’t have to settle for less quality care to save money. Before deciding on a facility, you will need to determine if it would make more sense financially to stay at your home and hire additional help or sell and move to an assisted living facility.
You need to take into account all expenses associated with your home including a mortgage if you have one, repairs and updates you need, property taxes, and the general upkeep. If these costs add up to more than the cost of your assisted living care, it may make sense to sell and move into a facility. If you have a home that is paid off and needs little upkeep, hiring help is probably a better option financially.
You can also save significantly by having a roommate, either at home or in an assisted living facility. If you live at home and get a roommate, you will have to determine what care you both need and make an agreement for splitting costs.
For lower income seniors with little assets, most assisted living facilities provide a sliding scale rate. Non-profit groups also offer living communities for low-income seniors.
Seniors that qualify for Medicaid or VA assistance will typically be able to pay for assisted living expenses through these organizations. Long-term care insurance will cover assisted living expenses. Before reviewing facilities, you should meet with your agent to review coverage, limits, and exclusions.
You can also sell your home and use these proceeds to pay for your assisted living care. For seniors who want to keep their home, a reverse mortgage may be an option. This loan uses the equity in your home. Be sure you understand a reverse mortgage including fees and tax implications. We recommend talking to a financial advisor or HUD-certified counselor.
Find assisted living in Las Vegas near you.