As you get older you’re going to need to decide how and where you would like to age. Aging in place might sound odd, but it really means being able to get the healthcare you need from the comfort of your home and more seniors are opting for this instead of moving to a nursing home or assisted living facility. Home health aides and homemakers are two of the more popular choices for in-home caregiving but you can find a variety of services to fit your needs and your budget. So whether you live in Forest Heights, The Old City, or Strawberry Plains you can stay in your Knoxville home as long as you would like.
If your doctor has recommended that you get help in order to stay safely in your home, you might not have to pay for in-home care completely out of pocket. Low-income seniors can use their Medicaid benefits while veterans can use their VA benefits. If you purchased long-term care insurance, check out your policy to see if in-home care is covered. The Tennessee Commission on Aging also has the OPTIONS program which helps seniors get the care they need in their home so they can stay in their community.
There are a few factors that can contribute to the cost of in-home care like the amount of care you need and the type of care you need. It will also depend on your location as some places tend to have higher costs than others. The national daily average for full-time in-home care is about $123 per day or $3,800 per month.
Knoxville costs are a little bit lower than the national averages. Both homemaker and home health aides will cost around $113 per day and that averages out to about $3,432 per month. Keep in mind this is just an average cost and it is less expensive than a private room in a nursing home which could cost around $222 per day.
You should talk to trusted friends and family members to see if they have any suggestions or have used these services themselves. Websites like the Better Business Bureau of Knoxville are also good places to look because you can read reviews and business reports.
Once you have found a potential company to hire, ask a lot of questions. Find out how they hire their employees, if they use background checks, how they handle scheduling and payments, and if they have any services if there is an emergency and you need a caregiver right away. Understand all the services and fees you will receive before you sign any contract or agreement.
One of the nice things about in-home care is that you can customize it to fit your needs, budget, and schedule. You don’t have to use a home health aide or a homemaker if that isn’t what you want. You can find a variety of services online to help you with exactly what you need.
Rover.com is a good place to find pet sitters and dog walkers while Handy can help you find housecleaners in your area. TaskRabbit and Favor are options for other chores or errands you might need assistance with and if your house could use repairs or maintenance you should check Porch.com or Amazon Home Services. Just like with any provider, ask questions and make sure you understand all terms of service before you allow anyone into your home.
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