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Jersey City Aging-in-Place

Whether you live in the city in a condo or a single family home just outside city limits, home is where your heart is, and most likely it is where you would like to stay as you age. Luckily, there are so many services to help you stay safe. Homemaker services will assist you with chores such as running errands, transportation, cooking, cleaning, and personal hygiene. You can also get more medical help with home health aides for monitoring a health condition, getting your medication, or getting needed therapy.

Payment for In-Home Services

With a doctor’s confirmation, you may be able to get reimbursed for in-home care with a couple of different options. Your long-term care insurance policy may reimburse you for needed in-home care. Low-income seniors may qualify for Medicaid to pay for in-home care services. If you are eligible, the New Jersey Division of Aging Services offers a variety of programs to seniors including day care services, homemaker services, case management, and more. If you served during a war, you may qualify for a VA Aid & Attendance pension to pay for in-home care expenses.

Budgeting the Cost

The cost of in-home care can vary widely depending on if you need any home renovations such as adding a wheelchair ramp or other safety features. Your costs could also change depending on which services you require and if those services change at any point.

To give you an idea of the cost, the average daily rate in the US was $122 for homemaking services and $125 for home health aide services, totaling around $3,800 monthly. In Jersey City, the costs are higher with the daily median of $136 for homemaker services and $138 for home health aides, which is about $4,200 monthly.

Looking for Services

As you begin your search, ask around for referrals from friends, neighbors, church members, and other acquaintances. You can also search the New Jersey Better Business Bureau for ratings, reviews, and complaints.

As you talk to an agency or business, discuss their training, insurance, license, and bonding. It’s also good to ask how they screen potential employees such as background checks. You will need to fully understand how the business schedules services and payment procedures, which you may want to get all of these policies in writing. Also, be sure to read the entire contract and ensure you understand it.

Finding Additional Services

In addition to homemaking and home health aides, you may need some other services from time to time or may need to give your usual caregivers a break. These services may include pet care, home renovations, or just other chores or errands around your house. You can find help for all these services through various websites.

Rover.com connects you with area pet walkers and sitters. Favor and TaskRabbit allow you to post small project and errands to potential help. Porch.com and Amazon Home Services help you find local contractors and handymen for renovations and projects around the house. Be sure to interview these companies just as you would with any other in-home service including questions like how the company screens employees and what insurance coverage they have. Check out online reviews before hiring.

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