Most seniors look forward to their hard earned retirement years, but not many look forward to taking care of things like a house or lawn maintenance, meal prep, and an extensive list of chores that can come with owning a home. Luckily, 55+ communities can offer a way to eliminate those daily tasks and enjoy their golden years.
Independent living communities, senior living centers, retirement villages, and even a few assisted living facilities are all considered 55+ communities. These places can take care of things like house cleaning, laundry, transportation services, and more while offering amenities like on-site golf courses and restaurants. Irving is an attractive place for seniors, and there are a few communities to choose from in the area including one of SeniorAdvisor.com’s 2016 Best of Senior Living Award winners, MacArthur Hills.
The cost of living in Irving is relatively low compared to other places, and without a sales tax, many seniors can keep more of the money they earn through things like Social Security. 55+ communities are going to be a little more expensive than a regular apartment in the area. For comparison, a one-bedroom apartment in Irving averages about $992 per month while a 55+ community one-bedroom apartment can be in the range of $1,400 to $4,800 per month. Prices will vary by location and the amenities offered in each community, so it is possible to find something that will fit your budget.
It’s important to keep in mind that you will most likely have to pay for all of your expenses on your own without the help of things like Medicaid, long-term care insurance, or VA benefits. Those aids will help cover the cost of health care at home or in a facility, but they won’t cover basic living expenses.
There are still ways that you can save money and help pay for your new 55+ community. Social Security is always an option, and if you have been saving money in a retirement fund, those savings can pay for your new home. You also have the possibility of selling or renting your home and using that money to cover costs.
You might also consider getting a roommate if you would like a companion and a way to cut costs in half. Give the roommate situation a test run before you fully commit and check with the rules of your community to see that it’s allowed.
One of the best and more exciting parts of living in a 55+ community is that you can completely choose your lifestyle and find a home that fits your needs. Sit down and make a list of all the things that are important to you and that can help you guide your search.
If your pets are a big part of your life, then you will want a place that allows them to live with you. If you have a lot of grandkids that like to stay overnight or visit on the weekends, you will want a place that allows overnight guests and has a few kid-friendly spaces nearby. If you want to travel during your retirement, you will want a place that is simple and comfortable so you can rest between trips.
Once you know what you want from your retirement, you can start your search. Make sure to get some suggestions but also personally visit each place before you decide on a community.
Each community will have amenities to offer, and some will be included in your rent while others will be extra. You want to be clear about everything covered and what isn’t before you decide to sign a lease.
Many places will offer things like cable and housekeeping services like laundry in their rent costs. You might also have transportation around town provided at no additional charge. Meal plans are often offered, and you can choose from a variety of different plans to suit your dietary needs. If you would prefer to cook your meals, you want to make sure you don’t have to have a meal plan.
Other amenities might include things like a fitness center or swimming pool, but each facility is different, so you will have to check them out first. These services might be included in your rent, but there are also certain things that will cost extra. This could include:
On-site salons or barbershops Restaurants and pubs Nurses, dentists, therapists, and podiatrists on call Daily outings Entertainment such as movies or concerts Classes like cooking, art, or fitness Worship services
You also want to keep the neighborhood of your community in mind while you search for a new home. Irving is known for its access to various types of art whether it’s the ballet at the Irving Arts Center or a concert downtown, there is always something to do. If these things are important to you, make sure you’re close to them or have easy access to transportation options. If you would prefer a quieter lifestyle, choose a community that isn’t as close to downtown and crowds.
It’s important to think about the future of your health as you choose a new home. While you might be in perfect condition now, your health could deteriorate as you get older. You want to know that you can get the care you need. Many places offer a continuum of care so you can stay in the same community even if your health needs change. They will make sure you get the care you need and keep you as comfortable as possible.
If you don’t want to live in a place that will adapt as you age and don’t mind moving if you need more care, you can find a place that focuses more on an independent style of living. You might be able to have your own home in the community, and there will be more freedom to do as you please without disturbing others.
Find assisted living in Irving near you.