Irvine offers various assisted living locations throughout the city. When seniors begin struggling with daily tasks, it makes life hard to manage. Moving to an assisted living facility helps people get the assistance they need with usual chores and activities. If you start to find that you are having trouble bathing, getting dressed, making meals, or getting out and about throughout the day, it may be time to consider assisted living. The staff remains available 24 hours a day, so you always know someone is around to help when you need it. Learn what assisted living is before you settle on a new living location, and ensure you understand all associated costs as well.
Assisted living refers to help offered in a facility setting. You get assistance with many tasks, including:
getting to and from appointments and physical therapy
Numerous assisted living facilities exist in Irvine and surrounding areas of Orange County.
California administrator hopefuls must take the Residential Care for the Elderly Administrator Program or something similar. The program prepares you for the state exam and helps you earn your certificate.
Managers must pass a background check to operate an assisted living establishment.
There are non-profit and for-profit organizations available in Irvine.
Type A, Type B, and Type C facilities exist in Irvine, each offering a more advanced level of care than the last.
Irvine is just outside of Orange County. The associated costs of assisted living in this area fall just above the median price range for the United States. Across the U.S., you can expect to pay $3,600 per month to live in a facility with many amenities included. The Orange County price, according to the Genworth Cost of Care Survey, is $3,948 per month. This price equates to $47,370 per year.
You will see these rates change over the next five years. They are expected to grow by at least three percent in that timeframe. Getting into an assisted living facility now could help you lock in at the lower price. If you wait, you will undoubtedly have to pay more at the time of move-in.
Research is critical when it comes to finding the right assisted living facility for the right price. You do not want to settle on just any location. Ask questions when you take your tours at your top choices, so you fully understand what to expect once you move onto the premises. You want to know which fees you are supposed to pay, and not be thrown for a loop when unexpected expenses pop up down the line.
Ask the facility administrator these questions:
Do you offer a continuum of care? Does advanced care come at a different rate than the standard level?
Do you have a copy of the disclosure form explaining expenses, fees, and services? Can I look over a copy before I sign a move-in agreement?
Can I move out before my yearly contract is up? If I do, will I get charged a fee for doing so?
Are there organizations available to help with the costs of your services?
Can I look at your policies regarding payments and billing?
Does the establishment accept long-term care, Medicare, or Medicaid?
How much does the meal plan cost and what’s included?
Can I bring my guest to a meal? Does it cost me or them anything?
How much do I have to pay for housekeeping services?
Which utilities do I have to pay for myself?
Do I have to pay a deposit to move in with my pet?
How much do the alternative services cost?
These may be more than just a few questions, but they all need proper answers before moving on to the next location. Never settle for a facility that will not disclose this information to you. They most likely have high hidden fees they don’t want you to know about before moving.
Skip paying full price for assisted living. Look for ways to save that will make it much more affordable. You can consider home options instead of residing in a full-scale facility. A caregiver can offer services in your home, such as helping you bathe, dress, and make meals. You have to pay an hourly rate instead of a monthly one, saving you lots of cash in the long-run.
If you do want to move to a facility, look for one that offers double occupancy rooms. This type allows you to share the costs with a roommate. You do not have to pay the full expense on your own. Each person receives a bedroom space, but the remainder of the apartment gets shared equally.
Consider low-income options if you qualify. The establishment may offer a sliding scale for seniors with limited assets. You will only have to pay a portion of the price instead of the full amount.
Paying for assisted living can be tricky if you do not know where to start. Never hand over the full yearly amount from your account. There are options so that you can save and do not have to pay the full price yourself. Your first method for paying is using insurance. Consider applying for Medicare and Medicaid, which are meant for seniors with a low income. If you do not qualify, you will have to obtain a long-term care policy from an alternative agency. Determine your coverage and see precisely how much insurance will pay each month and how much will be left for you to handle.
Selling your current home is an alternative solution. If you live alone and have no one to take over the house, then selling makes the most sense. You can use the profit from the purchase to pay for a year or more of your assisted living expenses.
Find assisted living in Irvine near you.