If you don’t get around as well as you used to or notice that you need help with daily chores, you might want to look into assisted living. Houston has plenty of options and there are a few different choices that you can look into. It’s important to know everything about assisted living, the different kind of care costs, the expense, and what services are entailed.
There are a few different services that are covered under assisted living. First of all, assisted living is for people who need a little daily help but not the full care of a skilled nursing home. Here are a few things you can expect from assisted living:
Help with daily tasks like personal grooming such as getting dressed in the morning, taking a bath, and other tasks.
Meal preparation including shopping for groceries, preparing ingredients, and making the meal.
Light housekeeping like washing dishes, changing sheets, vacuuming and dusting.
Transportation around your town for errands, medical appointments, and outings.
In addition to a variety of services, there are a few different places that you can get assisted living services. You can stay in your home and hire a health aide or even a housekeeper to keep your home clean. You can also look into adult day care programs where you can get the help you need during the day but still stay in your home the rest of the time.
If you think that moving is a better option, many assisted living communities have their own apartments or even separate houses where you can live independently and are situated around a group center where you can take classes, work on fitness, or take part in social entertainment.
Harris County, which includes Houston, is one of the largest counties in the country. It’s also home to over 200,000 seniors aged 65 and older. That number is expected to grow 20% by the year 2030.
2.4% of the population of seniors 65 and older lived in an assisted facility in 2008, with the majority of seniors wanting to stay in their home for as long as possible.
There are over 140 assisted living facilities in the Houston area.
There are two different types of assisted living facilities in Texas. Type A is for seniors that can independently follow instructions in an emergency and can be alone at night. Type B is for seniors that need more supervision and nightly check-ins.
In Houston, the average annual cost for assisted living facility in 2015 was $43,500, which is fairly close to the national average of $43,200. Keep in mind though that this number is just an average and it is expected to increase by at least 3% over the next five years.
If you wanted to look at getting in-home care, you could expect to pay around $44,616 for a home health aide and $43,472 for homemaker services.
Choosing the type of care or an assisted living facility is not always an easy task and you need to make sure you do plenty of research. It can feel a little overwhelming at first and you might not know where to start. The Assisted Living Federation of America has extensive guides and questions to ask to make sure that you find the right place for your needs.
Here are just a few of those questions to get you started and you can find even more at www.alfa.org:
What amenities and services are available at this facility? What is the cost of each service?
Are utilities included in the rental fee or do I need to pay extra each month?
Who is in charge of the quality and standards of living at the facility?
Does the facility seem well taken care of and is staff warm and inviting?
Is there a written plan of care for each resident?
Does the facility offer a continuum of care?
There are many more questions that you can ask, and as you start to look closely at each facility you will probably have even more. Write them all down and make sure that they are all addressed before you make your final decision.
There are a few ways that you can save money when you’re looking for assisted living. The first thing you should look into whether in-home assistance is more affordable than moving to a new community.
It can be a tough choice deciding whether to stay in your home or move, but if you’re still paying a mortgage and your house requires a lot of upkeep, then it might be best to move into a facility that can take care of daily chores for you. If you own your home and don’t feel like it’s a burden, getting in-home health care could be best.
If you decide to move, think about getting a roommate to split the cost of your room. This can cut your annual total in half and save you a lot of money. If you’re a low-income senior, you can talk to the facility director to see if there are lower cost payment options that will fit your budget.
Low-income seniors can apply for Medicaid and use that coverage to pay for their care costs and veterans can check with their local VA office to take advantage of the funds available for long-term care costs.
If you or someone in your family purchased a long-term care insurance policy, talk with your agent to see what it covers and use that money to cover your cost. Finally, you can look into selling your house if you will no longer be living there, or possibly renting it out if you have extra room or will only be gone for a short period of time.
Find assisted living in Houston near you.