There are dozens of choices for assisted living in Greensboro, so retired seniors here can find whatever they need. You can choose to stay in your home and have someone help you or move to a facility that can handle all your needs. Before you make your final decision, though, you should learn all about the cost of assisted living, how to find what you need, and ways to pay for your care.
If you need an extra hand around the house or require assistance with a few daily tasks but aren’t ready for full-time skilled nursing, then assisted living might be the best choice for you. Assisted living services might mean:
Help with getting dressed or bathing and daily grooming.
Getting in and out of bed, up and down stairs, or wheelchair transfers.
Assistance with meal planning and preparation as well as clean up afterward.
Transportation to doctor’s appointments, errands, or other locations around town.
Medication or appointment reminders.
You can get assisted living services in your home through a homemaker or home health aide. Both can help with personal care tasks, and home health aides can even help with medical care. Some providers offer live-in services while others will send a caregiver over daily.
Community or facility living may mean an apartment or house, but there are facilities with private and semi-private rooms. You can enjoy amenities like on-site salon services, restaurants, swimming pools, and a community center with arts, crafts, and other classes.
According to the following sources: SeniorAdvisor.com; National Center for Assisted Living, State Data; or North Carolina Department of Health and Human Services, NC Division of Health Service Regulation.
North Carolina has 617 licensed assisted living facilities throughout the state.
A resident must be able to sign an informed consent and not need regular nursing care to stay in an assisted living facility in North Carolina.
There will be an initial assessment before the resident can live at the facility and again at 30 days. After that, there will be regular assessments to ensure residents have their needs met.
About 40,000 residents live in North Carolina assisted living facilities.
Medicaid has a state care plan that covers personal care services in facilities in North Carolina.
Greensboro assisted living costs are less than national averages for all services. The national median cost for assisted living facilities is $43,539 per year while in Greensboro it’s $34,560 annually. That cost is expected to decrease by 1% over the next five years.
Genworth Cost of Care Survey also estimates that in-home care is cheaper in Greensboro too. Nationally, a homemaker costs $45,760 per year, and a home health aide costs $46,332. In Greensboro, those costs are $41,184 for each service. Homemaker costs are expected to rise 2%, but home health aides will stay the same.
You should do your research before you pick any assisted living service because this can help you get a better feel for the cost. Sometimes there are extra services that cost an additional charge, and you don’t want to be surprised by any hidden fees. This is a list of questions to get you started as you begin your search.
What does the total cost include? Are utilities built into that cost?
What is the list of extra services? What are the prices for those?
Are there housekeeping services? What does that include?
May I see the residency agreement?
Where is the service provider’s disclosure information?
Are there any programs, public or nonprofit, that can help cover my expenses?
Do you accept Medicaid? Long-term care insurance?
Am I required to have renter’s insurance?
What is the refund and transfer policy?
Am I allowed to use independent service providers for non-medical needs?
What does the meal plan include? Are there supplemental snacks?
Is outside food forbidden? Can guests bring meals?
What are my transportation options? What is the schedule for transportation?
What does the continuum of care contain? How will it change my costs?
Am I allowed to have pets? Is there a pet deposit or any restrictions?
All questions adapted from the Assisted Living Federation of America’s Guide to Choosing an Assisted Living Community.
The cost of care might be a little high, and you might be concerned that you won’t be able to afford care. There are a few ways you can save money. The best first step is to use your money wisely. Decide what would be a better financial choice for your needs; an in-home care or facility care. Homeowners with minimal maintenance houses might benefit from in-home care while seniors with a mortgage or house that requires a lot of upkeep might save money with a facility.
You might be able to get a roommate if you decide a facility is a better option, but be aware not all communities allow this. Check the rules first and if they allow it, give the roommate a trial run. If you both can agree on the rules, then sign an agreement and share the cost of the facility.
Low-income seniors can see if the facility they’re interested in offers a sliding scale rate. This option could help by assessing your assets and incomes and creating a price that fits your budget. This isn’t always available but ask just in case.
Medicaid pays for many assisted living services if you use an approved facility. Veterans can check their VA benefits to see if they have coverage for assisted living. If you have a long-term care insurance policy, check your coverage. You might have funds for in-home or facility care, but make sure because you choose one or the other.
Homeowners might be able to sell their house and use the profits to fund their care. If you can’t because your spouse still lives at home, consider a reverse mortgage. You can use the equity in your house to cover your costs but meet with a HUD-certified advisor to learn all the ins and outs of this process.
Find assisted living in Greensboro near you.