When you retire, you want to enjoy your golden years as best you can. One of the perks is that you have a lot of extra free time and can design your life according to your desires. One way you can do this is by moving to a 55+ community that will allow you to enjoy your retirement without having to worry about things like mowing your lawn, keeping up with chores, or repairing a broken house.
Many seniors head to Arizona once they retire because they want to enjoy the warm weather and the laid back lifestyle. Glendale is home to over ten 55+ communities including Thunderbird Senior Living Center, which won 2016 Best of Senior Living Award from SeniorAdvisor.com. 55+ communities can be an independent living community, senior living center, retirement village, or even an assisted living facility.
In general, 55+ communities tend to cost more than other apartments in the area. They also offer more senior-friendly options. For example, a regular one- bedroom apartment in Glendale usually averages $839 per month. If you were to get a one bedroom apartment in a 55+ community you could expect to pay anywhere from $1,000 to $1,800 per month. While this seems like a big jump, it is less expensive than a nursing home stay and the price can vary based on your location and what services you decide to get.
One thing to keep in mind as you decide where to live is that you will most likely have to cover the costs on your own. Medicaid, VA benefits, long-term care insurance, and other benefits only cover the cost of things like in-home health care or nursing homes. That doesn’t mean you’re entirely on your own, though. You can use Social Security and retirement fund savings to help pay for your new home.
If you do have your own home, you also have the option of selling it or renting it out and using that money to lower your costs. If you’re open to the idea, a roommate can be another way to cut costs. As long as your community allows this and you’re ok living with a roommate, this is a good way to cut your rent in half and save some money.
The beauty of 55+ communities is that you can design your life based on your interests and needs. Start thinking about the things that are most important to you and make a list.
Owning pets means you will want to find a pet-friendly community and if you have a lot of grandkids that like to stay over, you will need a community that allows overnight guests. Perhaps you want to travel and only need a small place with minimal upkeep to stay between trips or maybe staying in one spot for the rest of retirement appeals to you and you want everything you need to be within your community. Start your research once you have a good idea of what you want and then visit each place to see if they are a good fit.
Each community has their own list of perks and amenities with some included in your rent and others costing extra money. You will want to ask what is included in your rent before you sign a lease, so there are no surprises.
Things like house cleaning and maintenance along with laundry services and cable are often included in your cost. You might also find a place that offers free transportation into town or to medical appointments. Meal plans can also be included in your rent so make sure you know what you’re getting and if you want to cook for yourself, see if you can opt out and save money.
A few other amenities that might be included are things like a swimming pool, golf course, or fitness center, but this varies from place to place. Extra amenities that you might find include:
Entertainment like movies or concerts On-site restaurants or pubs Grocery stores Cultural classes like art or cooking Walking trails or spots to garden On-site salons Massage therapists Emergency services Nurse on staff Dentist on site
Along with checking out the rooms and community spaces, take a look around the neighborhood. Make sure that it is a good fit, and you can get around easily, especially if you don’t have access to a car or other form of transportation. Is the community in a remote area or is it in a downtown neighborhood? Is it a loud place or relatively quiet? Is it near the places you like to visit like museums or theaters? Think about these things as you do your initial research.
One other thing you will want to keep in mind is your future, specifically the future of your health. As we age, we tend to need help with daily tasks, and if you get sick, you want to be somewhere that you can get the care you need. If you don’t mind moving once you need more help with getting around, then you can find a place that focuses more on independent living. If you would prefer to stay in one place and have your care adapt as you age, find a facility that offers a continuum of care.
Find assisted living in Glendale near you.