Gilbert, Arizona is home to a variety of senior living communities that offer assisted living services, which include getting a helping hand with daily living activities such as bathing and dressing, grocery shopping and meal preparation, housekeeping and laundry, and medication reminders. Here’s an overview of assisted living in Gilbert, which includes suggestions on how to budget for and cover the costs of provided services along with a checklist of questions to ask when visiting a facility.
Choosing a quality assisted living facility can be a challenging task. Being informed prior to your visit will help make the process easier and less confusing. Have a checklist handy of items to cover and questions to ask before you tour any facility. The Guide to Choosing an Assisted Living Community, which is published by the Assisted Living Federation of America (ALFA), covers all the essentials of what you should look for when visiting a senior community. Examples of questions you should ask include:
Are utilities such as heating and cooling included? Does the dining meal plan accommodate special diets? Does the facility have a pet-friendly policy? What types of social programs are provided for residents? Is complimentary transportation provided?
The Genworth Cost of Care Survey highlights the median rates for long-term care services across the nation and includes costs for major metropolitan areas within each state. Although Gilbert is not included in the data for Arizona, the annual median rates for one year of services at an assisted living facility in nearby Phoenix were $41,640 in 2016 with projected 5-year annual growth rates of 3%. In contrast, the national median annual rates during 2016 were $43,539 with 5-year projected annual growth rates of 2%.
If you own your home and are an active and independent senior but could benefit from a helping hand with daily living activities, the costs for receiving in-home based care could be substantially lower depending on how often services are provided during the week. Perhaps you need transportation to doctor’s appointments, or you need someone to come in on a weekly basis to do some general housekeeping and laundry. Home-based provided services, if received on a limited schedule, can save you money over the option of moving into an assisted living facility.
Assisted living can be more affordable with programs such as Section 8 senior housing. Financial assistance is based on a sliding scale and is a good option for low-income seniors that may have limited assets. The rates that you pay for assisted living services may not include all types of amenities and features, but will generally provide the basics necessary for day-to-day living.
Other government assistance programs that you can use to help cover the costs of assisted living include Medicaid and Veterans (VA) Aid & Attendance Pension plans. Reverse mortgages are another option that may work for some seniors. Federally insured reverse mortgages known as Home Equity Conversion Mortgage (HECMs), are “backed by the U.S. Department of Housing and Urban Development (HUD),” according to the Federal Trade Commission (FTC).
Find assisted living in Gilbert near you.