A real estate agent can be crucial to selling your home and finding a new one, but seniors have a few more decisions to make other than their new neighborhood. As a senior, you need to think about your retirement plans and budget as well as planning your estate and choosing where you would like to get long-term care. You need a real estate agent that can handle all these factors and understand the emotional impact they can have. Luckily, senior realtors are here to help, and Gilbert has a few options.
A senior realtor is a real estate agent that has received extra training so they can better serve their older clientele. An agent in Arizona can have one or both of the different senior realtor certifications available. The first is the Senior Real Estate Specialist given by the National Association of Realtors. The second is the Certified Senior Housing Professional offered through the Senior Real Estate Institute, but this certification isn’t available in every state. To get these titles, agents have to add extra courses to their traditional training or go through an accreditation process.
SRES and CSHP agents are also highly aware of the senior housing market so they can help you make your decisions. They collaborate with many other professionals in the area from CPAs to social workers to attorneys, so they are equipped to handle whatever you need.
To work with an SRES or CSHP agent, you need to be 50 years old or older, but you don’t necessarily have to be retired. Agents work with the full spectrum of adults from people who are at the height of their career to couples looking to downsize now that their kids have left.
You might work with a senior realtor in a few different ways. The first is when you need to move and need an agent who can handle all your difficult choices. A good SRES or CSHP agent will be able to keep you within your budget as well as handle your retirement plans, estate plans, and keep your long-term care options in mind. If you’re interested in things like reverse mortgages or have questions about these financial tools, they are very helpful.
Agents can also assist with other things besides buying or selling your house. Say you don’t need to move, but you have a hard time getting in and out of your bath. A senior realtor will know who to call to modify your home to make it work for you.
SRES and CSHP agents also have extensive networks of other professionals that work with seniors. They can refer you to lawyers, accountants, and even counselors if you need these services. Your agent should also be capable of working with your own counsel or accountant if it’s critical to the sale of your house.
When you need to find a senior realtor, looking online can be the fastest and simplest way. The Senior Real Estate Institute has a state by state directory of all CSHP agents. The National Association of Realtors also has an online directory, and you can find an agent by entering your city or zip code. Recommendations from neighbors who recently moved and close friends are another good way to find your agent.
You can also find agents that have more certifications than SRES or CSHP. There are agents better equipped to handle foreclosures or purchase of a green building or help a military family move across the country. Just ask beforehand if any of these services would be useful to you and your experience.
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