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Social Security for Fort Worth Seniors

Fort Worth, Texas, was named one of the top ten most affordable locations to retire by U.S. News and World Report. Fort Worth is an All-American city with plenty of senior-friendly housing. In addition to needing affordable housing, large numbers of Fort Worth seniors rely on Social Security as their main source of income. The Social Security Administration offers the ability for workers to establish an online account and manage many tasks on their own. Certain tasks will require a visit to the local Social Security office.

The Fort Worth Social Security Office Location

The Fort Worth Social Security office is open Monday, Tuesday, Thursday, and Friday from 9:00 am until 4:00 pm. The office is also open on Wednesdays at 9:00 am and closes at noon. The Social Security office is closed on weekends and on federal holidays. Find the location at:

Fort Worth Social Security Office 819 Taylor St. Room 1-a-07 Federal Building Fort Worth, Texas, 76102 (800) 772-1213 or TTY (800) 325-0778

There can be long lines at the Social Security office and you may need to wait for a half hour or more to speak with someone. You may wait less time if you arrive early, schedule an appointment or go on a Friday.

Planning for Your Retirement Benefit

Social Security benefits are based upon income and the number of years that you worked. The Social Security Administration has a Retirement Estimator where you can get a ballpark idea of how much you can expect to receive. The estimation tool is not exact, but it will give you a basic idea of the amount. The reason that it’s not exact is because there are other variables in calculating your benefit amount. One of those variables is the adjustment for inflation.

Social Security Benefits and COLA

One of the best features of Social Security is that the benefit adjusts for inflation every year. This is different than a pension, annuity, or other investment plan, which typically has no adjustment for the changing cost of living. COLA is an acronym for “cost of living adjustment.” COLA is calculated based on changes in a federal consumer price index. This means that the federal government determines how much to increase your Social Security payment based upon broad inflation levels. During good economic times, Social Security payments will rise accordingly. When economic times are flat or trending negatively, there will be no COLA increase. The COLA for the following year is announced each October.

Deciding When to Retire

The age that you retire can make a big difference in how much your Social Security benefit is. It’s a good idea to monitor your Social Security benefit as you near retirement. You can set-up an account at MySocialSecurity and get your Social Security Statement. Your statement will give you estimates of your future retirement, disability, and survivor benefits. You can also review your earnings to verify that the amounts are correct. Your statement will also reflect the estimates of Social Security and Medicare taxes that you’ve paid.

Learn more about Financial Assistance for Fort Worth Seniors here:

Medicaid in Fort Worth

Fort Worth Veterans Benefits

Medicare in Fort Worth

Top Fort Worth Senior Discounts

Fort Worth Family Caregiver Benefits

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