Your home is your haven, and you would probably like to stay there. Because so many seniors are choosing to stay home, there are more services available helping seniors stay in their current home safely. You can get help with daily chores by hiring a homemaking service. You can also hire home health aides if you need more medical attention to get regular visits checking vitals, monitoring your health, and assisting you with walking and therapy.
After you discuss with your doctor and come to an agreement that these services are required for you to live at home, you have a few options to be reimbursed, A long-term care insurance policy may pay for in-home care expenses with this written consent from your doctor. Low-income seniors may qualify for Medicaid to cover these costs.
Some seniors may qualify for assistance from Indiana’s Division of Aging for programs such as nutrition programs, transportation, and homemaker services. Wartime veterans and their widows can apply for a VA Aid & Attendance pension to pay for home care costs.
Your costs can vary depending on your home and if you need to complete any modifications to live there comfortably and the number of services you need, which can change with your health. As you continue to age, you may need to modify your home to make it easier to get around and add safety features such as a wheelchair ramp or grab bars.
In 2016, the average US daily price for in-home care ran about $122 for homemaker care and $125 for home health aide services, totaling $3,800 monthly. The Fort Wayne average cost was a little higher with daily costs reported at $128 a day for homemaking services and $129 home health aides, equaling about $3,900 a month.
You can search the Northern Indiana Better Business Bureau to explore the company’s rating, reviews, and complaints. Ask around for referrals and see if any of your friends, neighbors, or acquaintances have any recommendations.
Before hiring a business, you should verify their licensing, insurance, training, and bonding. These people will be coming in your home, so you will also want to ask about the company’s background check procedures on employees. You will want to get the payment and scheduling procedures in writing. Be sure to read the contract before you sign or pay just to avoid any misunderstandings.
Your homemaker service will help you complete your daily chores, but sometimes you may need something extra done or don’t want to ask for more help from your regular caregivers. You can find a website that assists you with finding just about any kind of assistance.
Rover.com connects you with local dog walkers and pet sitters.
Research these companies thoroughly before hiring by asking similar questions as in-home care. Search the Internet for reviews and complaints, and also, be aware of timeframe and payment before hiring.
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