We all love our homes. El Paso seniors have enjoyed raising their children, enjoying family functions, and have experienced endless milestones over decades of living in their family homes.
It’s understandable that most seniors would prefer to age in place rather than move into an assisted living facility or nursing home. According to a 2014 survey by AARP, over 70% of American seniors between 50 and 64 years of age want to spend the rest of their lives in the family home.
El Paso seniors who want to grow old where they lived most of their lives have many resources to help them do just that. Read further to see how you can get the help you need in your home, rather than having to move into an assisted care community.
El Paso seniors have local access to over 20 different in-home care service providers, providing options to satisfy almost every senior need, and enough to ensure good local competition that keeps agencies trying their best.
The Texas Department of Aging and Disability Services (DADS) licenses and certifies all El Paso in-home care agencies, ensuring that they meet certain minimum requirements.
Seniors who are at risk of being placed in nursing homes, or have incomes below a particular level could be eligible for state-provided assistance for in-home care.
Out of almost one million people employed as home health aides, nearly 50,000 work in the state of Texas.
The average wage of a Texas home health aide is approximately $21,000 per year.
The median cost of homemaker care in El Paso is between $43,000 and $44,000 per year, which is about $3700 per month according to the Genworth cost of care survey for 2016.
That money will purchase assistance with daily activities that will help keep El Paso seniors living comfortably in their homes.
Homemaker services will provide aid with housekeeping routines such as laundry, dish-washing, making beds, and other tasks critical to maintaining a clean and safe home.
Other benefits of using a homemaker service in El Paso:
You’ll receive help with grooming, dressing, and bathing.
El Paso seniors will have amenable company to pass the time socially.
Someone to make safety checks of the home, preventing accidents.
Assistance with pet-related care such as walking, watering, and feeding.
Someone to help you with your medication schedule.
While home health aide rates are typically higher than homemaker services, this isn’t true in El Paso. The cost of a home health aide is very close to the cost of homemaker care in Texas.
Both the cost for homemaker services and home health aides in El Paso will run approximately $120 per day. Compared with a cost of almost $150 per day for a semi-private room in an El Paso nursing home, you can save lots of money by using in-home care.
There are different, critical services that a home health aide will provide that a homemaker service may not.
Besides providing aid with basic household chores, errands, and light housekeeping, home health aides will provide valuable medical care. Your home health aid will perform pulse and blood pressure checks, change bandages, check wounds, and help with using mobility devices like walkers and wheelchairs.
Texas home health aides have to meet stringent requirements to work in the field. Your Texas home health aide must have worked at least one year in a senior living facility, and have successfully passed classroom and clinical experience under a registered nurse.
It’s important to determine the right amount of care that you need to stay in your home. Aging is a process, and in late middle age, you may not require the amount of care that an octogenarian with serious health issues and debilities may need.
If you have family members helping you and you only require care infrequently, consider respite care. With respite care, you can contract for care from a few hours to a few days a week.
Respite care will also let you “try out” an agency if you’re new to in-home care and want to see if it’s right for you.
As your health needs increase with the passing years, you can contract for in-home care 24 hours per day and 7 days per week. There is an in-home care option for every stage of your senior life.
Choosing an agency for in-home care is an individual process, but there are choices everyone must make. Your first decision is whether to hire an agency or contract with someone privately for your in-home care needs.
Hiring someone privately will give you the most control over hiring someone, but you’ll be responsible for issues like payroll, taxes, labor laws, and finding substitutes for days when your care provider is unavailable.
An agency will take care of all those problems for you and perform critical vetting of care staff and ensure that they meet the minimum state requirements to be employed as care workers.
There are different ways to finance the in-home care you need to remain in familiar surroundings. One idea to investigate if you own a home is by getting a reverse mortgage. A reverse mortgage can provide a stable monthly income you can put toward homemaker services or a home health aide.
If you have long-term care insurance and have been diagnosed with a condition that requires assistance with daily activities, the insurance can cover the expense of a home health aide.
If you’re a U.S. combat veteran, find out if you qualify for the VA AID and Attendance pension to pay for in-home care.
Seniors, who have whole life insurance policies may be able to cash them out for the necessary money to hire in-home care.
Finally, if you’re a low-income senior, Texas DADS may provide funding for your necessary home care services.
Find assisted living in El Paso near you.