Many retirees reach a point where they need a helping hand with their care. It could be as simple as assistance around the house with daily tasks, or more complex medical care. There are a plethora of options in the Detroit area to provide help when and where you need it most. In this article, we review care opportunities in your home and within senior communities who may offer specialized medical care that might be the right fit for you.
Seniors in Detroit can expect their annual care costs to be right in line with the national median. In the findings of Genworth’s 2015 Cost of Care Survey, semi-private care at a nursing home cost $80,300 on average nationally and private care was $91,250. In Detroit, costs were comparable but higher at $96,725 and $105,850 for the same care.
When we examine homemaker services, home health care, and assisted living annual costs we find that each are nearly identical to national averages. In fact, the national median for assisted living was $43,200, and in Detroit, seniors paid, on average, the exact same amount. Assisted living and home health care costs were very close with no financial advantage to one choice over another.
As a nation, we see close to 10,000 baby boomers retiring every day and as a result, the senior living options have grown to accommodate the needs of those retirees. You can find help options ranging from at-home assistance to high-touch nursing homes that provide 24-hour care in your area. Here are common at-home and facility options in the Detroit area.
Choosing the right combination of assistance and care can allow seniors to live in the comfort of their own home through their retirement years.
Homemaker services can be contracted through agencies to assist with day-to-day tasks like cooking, housekeeping, and personal care.
Home health services provide skilled care from medical professionals like registered nurses in your home. Seniors who need help with things like wound care, managing diabetes, cancer or other chronic conditions, and physical therapy, can contract these services.
Adult day programs are offered at centers throughout the city and are a safe and supervised place for seniors to socialize and interact while caregivers are at work. The Michigan Aging and Adult Services Agency can assist with finding a center in your area.
Concierge services are available to hire through agencies to assist with any number of tasks around the home like running errands, walking your dog, or household maintenance.
Ask family and friends for service provider recommendations and spend time reading reviews online before choosing which is best for you. Also, ask questions like these to know that the company is equipped to handle your needs.
Is the business bonded and insured? Is the business or agency licensed to provide the services (if it’s required by the state of Michigan)? Does the business require new team members to pass a background check and undergo training? Does the business or agency have a plan in place for you if an employee is unable to make your appointment at their scheduled time? If it is important to you, inquire if the Adult Day Center provides transportation to and from their site.
If the idea of an independent senior living community, or a facility offering a higher level of care appeals to you, Detroit has a number of options to choose from. Many properties will offer different levels of care within the same community, allowing you to progress through their continuum of care as you age should you need it.
Seniors who want their own apartment space but are interested in having maintenance-free living with amenities like housekeeping included should consider independent living communities.
Retirees who require general assistance with day to day tasks like transportation, housekeeping or personal grooming but are still able to safely live on their own should research assisted living communities.
Those recovering from a recent hospitalization or with chronic conditions who need more hands-on care from skilled professionals should explore nursing home options.
Seniors with memory loss or other cognitive issues can live in a specialized Dementia care environment with additional benefits like increased security measures to avoid risks like wandering or getting lost.
Does the property offer a continuum of care and how does it work? What is included in the standard fees for monthly care? For an additional fee, are there other services available? Does the facility allow concierge services to assist with things like grocery shopping or dog walking? In many cases, they do not, so it’s important to ask if you require these services.
Social security benefits and retirement savings are the first funding source most seniors look to when determining how to pay for their care. Beyond those, Medicaid is available to low-income seniors who qualify and apply for the program as is the VA Aid & Attendance pension for wartime veterans and their widows. Equity received through a reverse mortgage on a home is another option that homeowners can explore with a trusted tax or finance professional to ensure you understand any liabilities of the loan.
Detroit is known for motors and Motown, and the city offers seniors everything from museums to fine dining on a daily basis. Annually you can attend the Midsummer Nights in Midtown every June for a spectacular international art festival, or check out the Detroit Jazz Festival over Labor Day weekend for amazing music in the area. If you have spare time that you would like to spend doing good for the community, you can visit volunteermatch.org to find non-profits in need of help in your community. We hope this guide helped you review the senior living options Detroit has to offer. Be sure to check out our guides to veteran support, respite care, neighborhoods and assisted living for more information.
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