An abundance of suggestions and tips are included in this guide to help with the process of choosing a funeral service provider after a loved one has passed. The funeral rights of consumers outlined by the Federal Trade Commission (FTC) and the ways in which they provide protection are covered. Additional highlights include creative ways to save money on funeral expenses.
The federal government created the FTC Funeral Rule to help consumers when they shop for and use the services of a funeral home or similar service provider. The guidelines administered by the Federal Trade Commission (FTC) include several laws that govern the practices of funeral businesses. The regulations are in place so that consumers receive fair treatment. Features of the FTC Funeral Rule include:
Funeral homes must provide consumers with a list of all casket prices that includes descriptions. The list must include all price levels from the least expensive to the most expensive.
Funeral service providers must not embalm the deceased without receiving required permission before the procedure.
Consumers are not required under state laws to purchase burial vaults or grave liners from a funeral service provider. Some cemeteries do require the use of a basic outer burial container, however, to prevent the area surrounding the casket from caving in and sinking.
Funeral homes and similar service providers must inform consumers in writing of possible legal issues arising from the use of a cemetery or crematory.
If you are in search of helpful resources and online tools to help you find the right funeral home, Dignity Memorial lists about 40 funeral service providers in the Detroit area on their nationwide network. The provider list includes details about their available services such as catered receptions and offers suggestions to help with the process of making funeral arrangements. Detroit area providers include Edward Swanson & Son Funeral Home and Harry J. Will Funeral Homes.
Another excellent resource is the Better Business Bureau (BBB), which maintains an online directory of funeral homes and similar service providers. You can search through the listings and read available reviews and comments. Two Detroit-area service providers listed on the BBB site that are accredited with A+ ratings are the Caver Memorial Funeral Home and Heard and Taylor Family Funeral Home.
Funeral arrangements are expensive, but you can budget and save money by comparison shopping and purchasing only those features that you need. Check with several funeral service providers in your area to find out how much they charge. You may be pleasantly surprised to find that they have different rates and that you can cut costs if you shop around for the best prices and features.
Consider having a checklist handy as you look for the best service provider. You can print the funeral pricing checklist off the website of the Federal Trade Commission (FTC) and use it to guide you when making preparations. Having a list will help you narrow down your choices, so you do not overspend on unnecessary funeral arrangement features and items.
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