Aging in place might sound like you’re just waiting around to get older, but it’s actually a concept that most seniors are embracing. It’s the chance to get the care you need in your own home so you don’t have to move into an assisted living facility or a nursing home. Common services include homemakers that will help with cooking, cleaning, and other household chores and home health aides that will help take care of you by bathing, checking vitals, and reminding you to take your medications. Even better than these services are the fact that you can find them in most places so if you live in Green Acres or down by the river in Rivertown, you will have access to in-home care.
There are a few circumstances where you might not have to cover all the financial aspects of in-home care and if your doctor has stated you need care to safely remain in your home you have even more reimbursement options. Veterans should check their VA assistance or pensions to see if these services are covered and those with long-term care insurance should go over their policies. Low-income seniors can use Medicaid benefits for these services and seniors 65 and older who qualify can also use the Detroit Area Agency on Aging MI Choice Program for financial assistance with in-home care.
The national monthly average for in-home care services is right around $3,800 but this number can vary greatly from state to state. It will also change depending on the amount of care you need and the type of care you need.
Detroit’s averages tend to be a little higher than national averages and if you look at the daily costs it can seem a bit expensive. Homemaker services will cost $129 per day or $3,909 per month and home health aides will cost around $132 per day or $4,004 per month. Keep in mind these are just averages and you can find a wide price point throughout the city.
In order to find a good provider, you’re going to have to do a little research. Start by asking trusted friends and family members if they have any suggestions and talking with your doctor to hear their recommendations. The Better Business Bureau of Detroit is a good tool to use because you can read user reviews and see how customers liked each company.
Follow this up by asking each provider some important questions like if they are bonded and have insurance and the proper license. You will want to find out about their employees and if they perform background checks. And before you sign any contract go over their payment plans and options, how they handle scheduling, and any other term pertaining to their services so you know exactly what you’re getting.
Homemaker services and home health aides might seem a bit too much for your level of care at this stage and that’s perfectly fine. You can still find great services in your area through the internet for any task or chore you need assistance with.
If your house needs a good cleaning, contact Handy and if your dog needs to be walked, try Rover.com. TaskRabbit is another good site to find help with various chores or errands. If you would like to remodel your home to make it more accessible or if it is in need of repairs to make it safer, you can look at Porch.com and Amazon Home Services. Just like before, make sure you do your research to find the best services for your needs.
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