You should have the option to stay in your home for as long as possible and with the growth of aging in place services, this can be a reality for most seniors. You can find in-home health services no matter if you live uptown, downtown, or anywhere in between. The most common types of services are home health aides that focus on taking care of your health by reminding you to take your medicine or helping you bathe and groom yourself and homemakers that focus on caring for your household chores so you don’t have to.
If you’re concerned that you are going to have to pay for these services all on your own, there are a few different options. If you have a long-term care insurance policy, these services might be covered through that. If you’re a low-income senior you can use your Medicaid benefits to cover costs and if you’re a veteran your VA benefits should be able to help you out. Seniors who are qualified might also be able to get help through the Denver Human Services Long-Term Care Program that aims to help seniors stay in their homes longer.
You can get a general idea about cost with averages but getting an exact cost is going to depend on your location and what kind of services you require. The national average for both homemaker and home health aides comes out to around $3,800 per month.
The averages for Denver are a little higher but keep in mind they are just averages. The monthly average for a homemaker is $4,385 and the monthly average for a home health aide is $4,576. This breaks down to about $144 to $150 per day and while that might seem like a lot it is less than the daily average for a semi-private room in a nursing home ($249).
Thoroughly researching each provider is very important. You should start by getting recommendations from friends and relatives as well as neighbors or other colleagues. Further, check out providers on the Denver Better Business Bureau and you can read user reviews and get in-depth business reports.
Once you have a shortlist, start calling and asking questions about their licensing and insurance as well as make sure they’re bonded. You will also want to find out if they do background checks on their employees and their hiring procedures. Finally, ask about payment options, scheduling procedures, and any other concerns before you sign a contract.
No! You don’t have to use just these two types of services if you need help around your home and thankfully the expansion of internet provided services and programs allow you to search for what you need and customize your in-home care.
A few places you can look to online are Rover.com for pet care needs and Handy for housecleaning needs. TaskRabbit and Favor are good websites if you have a miscellaneous errand to run or a chore you need help with. If your home is in need of remodeling or repairs to make it easier to get around, you can look at Porch.com or Amazon Home Services. Just like with any other care providers, ask plenty of questions and carefully look over contracts before signing.
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