A good funeral service provider will help you through difficult times by laying your family member to rest and honoring their life. But, these businesses are also for-profit. Consequently, it may seem easier to leave all of the decisions to them, yet you should still know what your rights are as a customer, how to stay within your budget, what services they offer, and how to choose a funeral home.
Prices must be provided to you by funeral service providers both in print and over the phone according to state and federal laws. Funeral homes cannot force you to go with a package deal. Instead, you can choose the service you want as mandated by the Federal Trade Commission (FTC). In addition, before there is any discussion of funeral arrangements, Ohio law requires funeral service providers to give consumers a complete service price list. You also have a right to:
No matter where you live, you can pick a container other than a casket for cremation purposes.
Turn down embalming. Before embalming, funeral service providers must get your written or spoken permission under Ohio law.
As soon as you make your arrangements, you get a written list of the prices for all of the items and services you chose.
Bring an urn or casket you bought somewhere else for the funeral home to use.
There is a number of Dayton funeral service providers who list their prices online. For instance, Routsong Funeral Home & Cremation Services has a number of packages you can choose from and lists the prices for each on their website. Newcomer Funeral Homes & Crematory has a price comparison tool on their site.
Before you actually need a funeral home, it is helpful if you search around for one if at all possible. Ask friends, family members, and coworkers for referrals. See what the previous clients on the online review sites have to say. Check to see if they are accredited by the Better Business Bureau of Dayton and the Miami Valley. You can also verify that they are licensed by the Ohio Embalmers and Funeral Directors Board.
Compare the prices of the providers that sound promising. You can visit each home and request a list of prices for outer burial containers and caskets and their General Price List, or you can contact them over the phone for pricing. Take notes using the useful Funeral Pricing Checklist from the FTC. As you contact each home, pay attention to the level of service they give you.
There is generally a difference between how much we want to spend to honor a loved one and how much we can afford to spend. Making emotional decisions can cost you in the long run. After all, you do not want your memories of a family member to be clouded by debt. When you figure out exactly what you want before calling a funeral home, you can avoid spending too much on services. The Funeral Consumers Alliance of Greater Cincinnati can point the way to affordable cremation providers in Dayton when your main concern is keeping costs low.
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