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How Much Does It Cost to Retire in Corpus Christi, TX?

What is the biggest question of retirement – how much does it cost? You want to know what everything costs to live including housing, transportation, health care, and of course, entertainment. Corpus Christi, Texas is a beautiful place to retire, and Texas offers you some cost savings. For example, residents do not pay state income tax. Also, if you are over the age of 65, you may also qualify for a $10,000 property tax exemption. Let’s take a look at how much it costs to live in Corpus Christi.

Your home

If you don’t want to clean, cook, or maintain a home, you may want to consider assisted living. The average cost of assisted living in the Corpus Christi area is less expensive than the Dallas area. The average runs about $2,000 – $2,500 a month, which includes most expenses like housing, food, housekeeping, and some utilities.

The average cost of a home in Corpus Christ is about $116 a square foot, which means the median home price is about $199,900 according to Zillow. There are certainly lower priced options available.

If you choose to rent to skip all the maintenance, the average apartment rents for $1,009 in Corpus Christi. A one-bedroom apartment rents for about $864 a month, and the two-bedroom rents for about $1,074.

Your health

Health care is one of your largest expenses to consider. In 2014, Medicare spent $273 million in just Nueces County. When looking how that averages per person, Medicare paid $10,583 per Nueces County beneficiary, compared to $9,500 per person countrywide.

Since health care expenses are higher in Nueces County, you will need to budget your out-of-pocket expenses carefully. One way to keeps costs down is to choose providers who accept Medicare assignment fees to avoid being charged the difference between the two costs, if they charge above the Medicare payment.

Your ride

To get anywhere, you need some form of transportation – you most likely won’t be able to walk everywhere. Fortunately, gasoline prices have gone down in price, but insurance has not. In Texas, the annual rates for car insurance policy fall around $1,320 depending on your driving record, type of coverage, vehicle, and where you live. You can lower your premium by having both your homeowners or renters and auto policies through the same insurance company in a bundle. Another way to save is to increase your deductible and be sure you are only paying for the actual miles you drive.

You can also choose to ride on the public transportation system. CCRTA offers discounts to seniors over 60. To purchase this discounted pass, you will need your ID or Medicare card.

Your free fun

Not everything costs money. Corpus Christi offers you beautiful beaches and other fun things to do the entire year. Check out the beautiful fountains at Bayfront Park and the Watergardens. You can stroll through the First Friday Artwalk at La Retama Park, which features live music, local art galleries, and exhibits from museums. For more free ideas, click here.

Learn more about Corpus Christi Retirement Planning here:

What's the Cost of Living in Corpus Christi, TX?

Corpus Christi Financial Advisors

Corpus Christi Elder Law Attorneys

Corpus Christi Senior Realtors

Corpus Christi Senior Movers and Downsizers

Corpus Christi Neighborhood Guide

Live Like a Local in Corpus Christi

Corpus Christi Demographics and Lifestyle

Find assisted living in Corpus Christi near you.