Corpus Christi, Texas offers seniors a variety of assisted living lifestyle options that include services to help with daily activities such as bathing and dressing, grocery shopping and meal preparation, housekeeping and laundry, and transportation to doctor’s appointments. Here’s an overview of assisted living in Corpus Christi, which includes helpful tips and suggestions, a checklist of questions to ask, and your options to cover the costs of provided services.
You need to get all the facts and ask questions to help you choose the right assisted living community. Preparation is essential so that you will be informed and make the right choice. The Guide to Choosing an Assisted Living Community, which is an online brochure published by the Assisted Living Federation of America (ALFA), highlights an extensive checklist of questions to ask and items to look for when visiting a facility. Samples of questions to ask during your tour include:
What types of services and amenities are included in the cost? Are the costs of heating and cooling included? Do residents have access to beauty salon and barbershop services? Does the community allow residents to have pets? Are complimentary transportation services provided?
The median annual rates for one year of services within an assisted living facility in Corpus Christi during 2016 were $28,200 with projected 5-year annual growth rates of -2%, according to the Genworth Cost of Care Survey. The prices in Corpus Christi are quite competitive and substantially lower than the national median rate of $43,539 in 2016 with projected 5-year annual growth rates of 3% per year.
One of the best ways to save money on assisted living is to share the costs of living expenses with a roommate. If you own your home, you may want to consider having a close friend or relative move in with you. This could be a good choice if both of you are still fairly independent and active but need a little help with daily living activities. You could also share a two-bedroom assisted living apartment with a roommate and split the costs of provided services.
Options that may help you save money on assisted living include affordable housing, or Section 8 senior housing, which is based on sliding scale rates for low-income adults. Seniors that are on limited income can apply for reduced rate services offered within a senior living community that features assisted living care. Other types of programs administered by the federal government that can help cover the costs of assisted living include Medicaid and Veterans (VA) Aid & Attendance Pension plans.
Home Equity Conversion Mortgages (HECMs), which are federally insured reverse mortgages, are yet another funding source you may want to explore. HECMs are “backed by the U.S. Department of Housing and Urban Development (HUD),” according to the Federal Trade Commission (FTC). When you apply for a reverse mortgage, you can use the assets from the loan to help pay for the costs of assisted living.
Find assisted living in Corpus Christi near you.