It’s hard to admit you need more help doing things that used to come with ease, but most seniors experience this as they age. The good news is that you don’t have to do everything yourself and there are plenty of care options. You can choose the type of care you want, when you want it, and at what price. Whether you would prefer to stay in your home or move to a new community geared towards your specific needs, there is something for each senior in Corpus Christi. Here is our guide to all of your senior living options.
To get a better sense of what each kind of care will cost you, it’s a good idea to look at averages for the area and compare them to the national averages. The good news for seniors in Corpus Christi is that the cost of care here is lower than all national averages. The 2106 Genworth Cost of Care Survey can give you a good idea of cost.
Let’s start with care outside of the home. Assisted living facilities cost about $43,539 per year nationally, and in Corpus Christi, the average was almost half of that at $28,200 per year. A semi-private room in a nursing home cost about $82,125 nationally and a private room cost about $92,378 annually. Again, the price was much lower in Corpus Christi with a semi-private room costing $54,750 and a private room costing $77,015.
In-home care costs in Corpus Christi were also much lower. Both homemaker and home health aide services averaged about $41,184 per year, and nationally those averaged $45,760 and $46,332 respectively. Adult day care programs in Corpus Christi cost $8,320 per year and are much lower than the national average of $17,680.
The even better news for seniors in Corpus Christi is that most of these costs aren’t expected to rise too much in the coming years. Most will increase by 1-2%, but adult day care programs and assisted living facilities are projected to drop by 1-2%. Keep all of these costs in mind as you plan out your long-term care.
Due to the baby boomer generation nearing retirement, senior care has seen a tremendous amount of growth over the years. This makes it easy to find a care plan that fits your needs and budget. It also allows you to change your plan as your needs change. Here are the in-home care and facility care options you have available in Corpus Christi.
For home care, you can mix and match different services to meet your needs and budget. There is a good blend of private and community options available to most seniors.
A homemaker is someone who will come to your house to take care of things like cleaning, laundry, cooking, and some personal care tasks like bathing and getting in and out of bed. They mostly offer non-medical services and places like Caring Senior Service and Senior Helpers can create a plan to help you out.
If you need more help with your health or medical needs, a home health aide would be a smart option. These people are often nurses or trained nursing assistants and can take care of more intense medical needs like wound care and care for chronic health conditions. Maxim Healthcare in Corpus Christi is just one provider who can help with these needs.
Adult day programs are an excellent option for seniors that just need a place to go during the day. These programs not only offer a meal or snack but also have activities, classes, and opportunities for social interaction. If you have Alzheimer’s or another illness, you can also find programs that will cater to those needs.
Finally, concierge services have become a significant part of senior care. Older adults who don’t need constant supervision or care but just a little extra help can find it online at sites like Rover, TaskRabbit, Favor, Handy, and Porch.
You want to have the best care and reliable workers when you use an in-home care provider, so here are just a few questions you should ask when looking around.
Are you insured and bonded?
Do you have the right licenses to provide care in this area?
If the provider is not based in Corpus Christi, will they provide service in your area?
What is the screening process for hiring employees?
Are employees trained through the provider, and if so what is the training process?
Is there backup care if an emergency arises?
You don’t have to get care in your home if that is not an option for you or you don’t feel the need to stay in your home. You can choose from a variety of senior communities and facilities depending on what you need.
If you don’t need constant care or supervision but want a community geared specifically towards older adults, an independent community is a good choice. These communities allow you to live in your own home/apartment and enjoy amenities like a fitness center, various classes, and onsite shops and restaurants.
Assisted living facilities offer more care and supervision than an independent community but they do have private homes and amenities. You can get health care and assistance with tasks without leaving the facility and most places have a continuum of care, so you don’t have to move.
A nursing home might be short-term or long-term options depending on your needs. Doctors and nurses make up the staff and can help you if you’re recovering from surgery or if your health has declined enough that you can no longer care for yourself.
You can also find facilities specifically designed for dementia care. These places have activities and therapy geared toward cognitive function; nurses that are trained to handle memory care patients, and more security to minimize wandering.
Does the cost of the facility include things like utilities and transportation services?
What are the costs for any extra services?
Can you use external care providers?
Is there a continuum of care in place?
Are there restrictions on guests or pets?
Paying for your senior care doesn’t have to be a burden you approach alone. Different types of care use various types of financial assistance. For independent living, you can use a retirement account, Social Security payments, or a reverse mortgage, as long you understand the risks that come along with this option. If you’re a low-income senior, Medicare can help you with numerous care choices. Military members as well as widows of veterans can apply for VA benefits and use that to cover their care costs.
Just because you’re retired doesn’t mean you have to sit at home. Corpus Christi has a lot to offer their seniors, from art to culture to entertainment. The Parks and Recreation Department runs eight different senior centers throughout town. These centers offer educational classes, social outings, and events throughout the year. They also run the Corpus Christi Retired Seniors Volunteer Program. If you’re interested in donating your time to help others, you can join RSVP.
Find assisted living in Corpus Christi near you.