You have probably been planning your retirement for a while and are excited at the chance to enjoy your free time the way you would like. Unfortunately, things like house repairs, daily chores, meal planning and prepping, can all take up a lot of that free time. Fortunately, a 55+ community could be a big help. These places that include independent living communities, senior living centers, and retirement villages, can handle the daily tasks that get in the way of your real hobbies.
55+ communities offer seniors amenities like house cleaning, laundry services, meal plans, transportation, and so much more. They make it easy to spend time with your family or travel without the worry of taking care of your house. Corpus Christi might be a popular place for tourists, but it also has a large senior population. There are dozens of choices when it comes to different independent living facilities; all you have to do is find the right fit.
You will end up paying more per month for an apartment in a 55+ community than you would for a regular apartment. Just keep in mind that these facilities can offer you more services and amenities than a regular apartment and there is a large cost range to fit your budget. A one-bedroom apartment in Corpus Christi is around $845 per month, and a one-bedroom apartment in a 55+ community is around $2,350 per month. There are rooms as low as $1,400 so look around to find one that fits your budget.
You will be expected to pay most of your rent on your own because even though Medicaid, VA benefits and long-term care insurance will help with health costs at home or in a facility, they won’t cover living expenses for non-disabled adults. Social Security payments and retirement savings can help you cover your costs, but there are a few other options as well.
If you own your home, you can rent it out and use that to cover your costs or you could sell it and fund your new home with that money. A roommate is also another option, but it might not always work out. First, find out if you’re allowed to have a roommate and then give it a trial run to make sure it is a good fit.
You want to find a place that fits your lifestyle and your needs so make a list of all the things you want. Some places are pet-friendly, allow overnight guests, have plenty of space for visiting grandkids or offer plenty of opportunity for traveling.
Once you know what you want, you can start looking around. Ask your close friends and family members if they know of any good places that might be a good fit. Then, visit each community and get a real feel for the community before you commit.
55+ communities will all have some amenities built into their rent, so ask what those are beforehand. It will usually be things like cable access, housekeeping services, and laundry services. You might also get free transportation to things in town like grocery stores, restaurants, and medical facilities. Many places will also offer meal plans, and you can choose one that fits your needs, or if you would like to save money and make your food, you can opt out of the meal plan altogether.
Beyond these services, you will have to see the offerings at each place. There might be more free amenities like the use of a swimming pool, fitness center, or golf course but there will also be amenities that cost extra. This might be:
On-site restaurants Dentist, nurse, therapist, or podiatrist on call Dog parks and walking trails Daily outings or trips Live entertainment Salons On-site grocery stores Game rooms Gardening areas
The neighborhood you’re in is just as important as the home you choose. You want it to fit your needs and the lifestyle you would like. Since Corpus Christi is right near the Gulf, you can find plenty of places right on the water but if you want to be away from the tourists and waterfront, keep that in mind. Also, make sure the places you want to go are easily accessible either by car, public transportation, or by walking.
Yes, retirement is about enjoying your hard earned free time, but it’s also important to think about your health and future. You might not always be able to get around your house easily, and another perk of a 55+ community is that you can find places that will adapt as you age.
If you don’t mind moving once you can no longer get around or if you become ill, then focus on places like Trinity Towers, which take a more hands-off approach with their seniors. They can help if needed but they want you to feel independent and in control. On the other hand, places like Brookdale Corpus Christi have what’s called a continuum of care that will transition you as you get older and need more help. They have nurses on staff, respite care, and even hospice if it’s needed.
Find assisted living in Corpus Christi near you.