The cost of assisted living in Columbus, Ohio, much like the cost of living in all of the state of Ohio, is something to feel good about. The state of Ohio values its senior citizens, actively encouraging them not to be defined by their age, but to be inspired by it. Ohio honors its senior citizens by offering them quality assisted living facilities and statewide discounts.
Ohio has a unique program called the Golden Buckeye Card, which is a discount program for seniors over the age of 60 and all adults with disabilities. The Golden Buckeye card is honored at over 20,000 businesses statewide, making it easy on the budget for senior citizens living on a fixed income.
Ohio also takes pride in quality of care for its seniors, especially with regard to its assisted living facilities. The 2016 Long Term Care Resident Satisfaction Survey indicates that seniors gave Ohio’s assisted living facilities a rating of 91.7 out of 100 points.
There are over 600 licensed assisted living facilities in the state of Ohio. The city of Columbus boasts 26 of those assisted living facilities. In Ohio, assisted living facilities are licensed as Residential Care Facilities and many people use the terms interchangeably. Assisted living facilities in Columbus offer a home-like setting combined with personal support services. Assisted living programs offer a higher level of support than in-home care programs.
Assisted living facilities are a less restrictive and less expensive option than a nursing home in Columbus. Seniors can find a quality facility beginning at about $1500 per month. Average fees run from $2000-$3000, but you can also find high-end facilities for up to $7000 per month. The Golden Buckeye program helps seniors with other expenses, leaving more room for housing expenses.
In anticipation of moving to an assisted living facility, you should consider two different aspects, including care programs and amenities. Most assisted living facilities provide meals, though they vary on whether they provide all meals, some meals, optional meals, or snacks. Those who don’t want to do much cooking may opt for a meal-inclusive facility or program. You’ll also want to obtain a list of other services and amenities such as housekeeping, laundry, transportation, and social activities. As part of your review process, ask about the level of medical care. Most facilities offer assistance with eating, bathing, grooming, personal hygiene, and medication management. Think about these services with regard to future care as well as current needs.
The state of Ohio offers an informative Long Term Care Consumer Guide that answers some basic questions about assisted living facilities.
Making wise choices about assisted living is really no different than making budgetary choices at any other time of life. We all have different priorities when it comes to our lifestyles and spending preferences. For example, perhaps you are looking for a facility that offers workshops, exercise classes, and other physical activities. If budget is a concern, weigh heavier towards facilities that offer most of the programs and services that you want, or ones where you have transportation access to activities that you can enjoy off-site. Prioritize your personal preferences against your budget so that you can make the most of your new living situation for the dollars that you have to spend.
Before deciding how to fund your stay in assisted living, consider all available options so that you can make the choice that is best. You may have personal funds available for your use. There are state and federal programs that offer funding as well. Here are some of the potential funding sources:
Sell the family home Private pay- use your retirement funds Long-term care insurance- offers funding, but may have limits Ohio’s Assisted Living Waiver Program (Medicaid)- provides care, but not room and board Veteran’s Administration- veterans may be able to get a supplement to their pension fund
The state of Ohio offers some resources to help seniors make wise decisions about their future in assisted living or nursing care facilities. The Ohio Department of Insurance offers the Guide to Long-Term Care Insurance for a comprehensive review of long-term care. Ohio veterans will find help from the Ohio Department of Veterans Services.
Find assisted living in Columbus near you.