Cleveland is considered the 25th largest city in the United States. This means that there are quite a few options when it comes to assisted living care. In addition to being a large city, the population is also quite expansive, including more than 2 million people.
When you opt to live in an assisted living community, you will typically have your own apartment or area. In addition to having access to a support staff and two to three meals a day, most assisted living locations also offer some of the following services/amenities:
Transportation Security Recreational activities Help with medication and medication reminders Laundry and housekeeping services Assistance with daily living activities include eating, dressing and bathing Health care monitoring and management
Getting to know a bit more about the assisted living landscape in Cleveland can be quite beneficial.
The cost of living in Cleveland is just 4% over the national average.
There are 49,405 assisted living beds in the state of Ohio.
There are 1,626,201 people over the age of 65 in the state, which equals to 30 beds per 1000 people who are over the age of 65.
In the state of Ohio, the cost of living is average when compared to the rest of the country. However, the cost is much less than in states such as New York and California.
For a private, single bedroom assisted living location, a person can expect to pay around $50,946 per year. The minimum cost is around $2,250 per month, with the highest cost being $5,790. Compare this to adult day care, which is about $12,000 per year, and the rate is significantly higher. The cost of assisted living care will vary from location to location based on the services and amenities that are offered by the location, which is why it is important to consider this when searching for a facility.
While the cost is an important factor to consider carefully when looking for assisted living care, it is not the only factor to keep in mind. It is also important to evaluate the various locations in the local area. Take some time to visit the communities that are most appealing and ask some questions that will aid the decision making process.
Some of the questions to ask include:
What is covered in the cost that is being charged?
Are there a la carte services offered?
Will there be additional care provided in the future if needed?
Does the staff have a standard of care they adhere to?
Do the residents in the community seem happy/content?
Since the cost of an assisted living community can be so high, it is a good idea to look into ways to reduce the costs. One of the best ways to do this is by sharing a room with another person. This will reduce the cost for both people. Also, consider living in a smaller facility, since the costs at locations that are smaller in size are often less than bigger options.
For some families, having to pay for the high cost of assisted living care in Cleveland is virtually impossible. Even if they were to exhaust all their financial options, they may not have enough for more than a few years of care. The good news is that there are a number of assistance programs to help those who are unable to personally cover the costs of care.
In most cases, assisted living care will not be covered by Medicare. It is also not covered by a number of types of health insurance. However, you should not drop health coverage, which includes Medicare, since this coverage will cover medical needs for the senior.
Another option to pay for assisted living care is long-term care insurance. This is a private type of insurance that will help to pay for all types of long-term care, which include stays in an assisted living facility. Long-term care insurance needs to be purchased long before it is actually needed. In some cases, this assisted living coverage will only cover those who have an actual medical need, which is something to keep in mind.
Members of the uniformed services and federal employees may have access to additional benefits, as well. This will help cover the costs of long-term care and ensure that the person can receive the care they need as they age.
Find assisted living in Cleveland near you.