Finding a reputable funeral home or similar service provider will be easier with the help of this handy guide. We have included a selection of informative resources and tools to help you through the process of making final arrangements once a loved one has passed. Suggestions and tips on how to afford the costs of funeral services along with an overview of the ways in which the Federal Trade Commission (FTC) protects the rights of consumers are additional highlights.
The Federal Trade Commission’s FTC Funeral Rule benefits consumers by giving them the power of choice. Under the guidelines of the law passed in 1984, funeral service providers must be forthcoming about the services they offer and the prices without obligation. Additional highlights of the FTC Funeral Rule include:
Consumers have the right to select and pay for separate funeral service items. Consumers do not have to pay for package plan features they do not want.
Funeral homes must give consumers that visit them onsite a General Price List (GPL) to keep that outlines all available service features and costs.
Consumers must receive a written statement of arranged service items with their costs before making payment.
Funeral homes must inform consumers of any potential legal issues or requirements about the use of cemetery or cremation services.
Our top picks for helpful online search tools and resources include the nationwide network of Dignity Memorial. You can access more than 2,000 funeral homes, cemeteries, and similar providers on the site of Dignity Memorial, which includes local listings for the Cleveland area. Two service providers in the city of Cleveland include the Craciun Berry Funeral Home and the Corrigan Craciun Funeral Home.
The Better Business Bureau (BBB) maintains a listing of funeral homes and service providers for the Cleveland area that includes accredited businesses with a top A+ rating such as Busch Funeral Home and Crematory Services. Helpful information for all 50 states including Ohio is available on the site of the Funeral Ethics Organization (FEO). You can get helpful information from FEO about funeral arrangements, burials, cremation, embalming, and more.
Funeral arrangement expenses can be more affordable with some advanced planning and preparation. An effective way to meet the costs of funeral services is to have a life insurance policy. This approach is taken care of years in advance and one of the benefits includes having some peace of mind as the provisions are in place when the time arises to use them.
Setting up a trust fund or opening a savings account and putting money aside to help pay for funeral service arrangements is yet another possibility. Some funeral homes offer what they call a prepay payment plan, which is essentially a contract that you take out and pay for to cover the costs of a funeral in advance. If you decide to go the route of a prepay plan, check out the suggestions offered by the Federal Trade Commission (FTC) that offers helpful tips on how to plan your funeral.
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