Cleveland is a city in Ohio that is home to quite a few older residents who require assisted living care. The good news is that there are also quite a few assisted living communities in the city of Cleveland. This city is considered the 25th largest in the entire U.S. and has a population of more than two million people. There are approximately 50 different facilities in this area that seniors can choose from. Regardless of whether a senior wants to remain active and visit one of the metropolitan parts, or enjoy art and music at locations such as Severance Hall, they will find a community that is right for them and located by the things they enjoy doing.
The cost of living in the state of Ohio is considered average in regard to the remainder of the country. However, it is much less than facilities in states such as California or New York. For a private, single bedroom assisted living location, a person can expect to pay around $50,000 per year. The minimum cost is around $877 per month, with the highest cost being $10,125 per month. When you compare this to adult day care services, which is about $12,000 per year, the rate of assisted living is significantly higher. The cost of assisted living care will vary from location to location based on the services and amenities that are offered by the location.
The options for assisted living are quite diverse in Cleveland. Seniors can find locations that cater to their likes. For example, McGregor’s Senior Care is recognized as one of “America’s Best” locations and offers all types of sightseeing amenities and is located near some of the best museums in the state. Locations such as Rockport Senior Living offer an “at-home” setting with large three-panel windows, private kitchenette, and private bathroom spaces. Taking the time to learn about all the options can help anyone find a location that is best suited to their needs and wants.
It is important to remember that not all assisted living facilities are created equal. This means that it is essential for a senior and their family to sit down and determine the features and amenities that are most important to them. It may be beneficial to make a list of these things to help narrow down the options that are available.
Once a list is created, it is time to start considering a location. Does the senior want to be close to family? Or, are they more interested in a peaceful setting? Take some time to look at communities that are located in the area where the senior wants to live. It is a good idea to plan a tour at three to four locations prior to making decisions. This will help ensure an educated decision about where to live is made.
For some families, having to pay for the high cost of assisted living care in Cleveland is virtually impossible. Even if they were to exhaust all their financial options, they may not have enough for more than a few years of care. The good news is that there are a number of assistance programs to help those who are unable to personally cover the costs of care.
In most cases, assisted living care will not be covered by Medicare. It is also not covered by various health insurance. However, you should not drop health coverage, which includes Medicare, since it can continue to cover medical needs for the senior.
Another option to pay for assisted living care is long-term care insurance. This is a private type of insurance that will help to pay for all types of long-term care, which include stays in an assisted living facility. Long-term care insurance needs to be purchased long before it is actually needed. In some cases, this assisted living coverage will only cover those who have an actual medical need, which is something to keep in mind.
Members of the uniformed services and federal employees may have access to additional benefits as well. This will help cover the costs of long-term care and ensure that the person can receive the care they need as they age.
Find assisted living in Cleveland near you.