As a senior, you should be able to choose how and where you spend your time, even if you’re in poor health. Just because you’re sick or can’t move around as easily doesn’t mean you have to go into assisted living or a nursing facility. Aging in place services have grown a lot over the years and whether you live in downtown Cincinnati or one of the surrounding neighborhoods, you can find help through people like homemakers that will take care of your house or home health aides that will help take care of you.
The cost of care might not always fall on your shoulders and if your doctor has stated you need help in order to stay in your home safely you have some reimbursement options. Long-term care insurance could help cover your costs and if you already have it check the policy to see what is covered. Veterans can use their VA benefits to help with long-term care and if you’re a low-income senior Medicaid benefits should be able to help you out. The Ohio Department of Aging also has the PASSPORT Program that helps qualified seniors stay in their homes as long as possible.
It’s hard to get an exact price for in-home health care services because several factors influence the cost. Your location, the type of care you need, and how much care you need are all going to play into the total cost. The national daily average cost of homemaker and home health aide services is around $125.
Cincinnati averages are right in line with the national averages and a homemaker will cost around $125 per day and a home health aide will cost $138 per day. That means you will be paying about $3,813 to $4,195 per month and while that feels like a lot of money, remember you can find lower and higher prices in your area.
You need to ask a lot of questions and find providers from trusted sources. One source can be your close friends and family members who have used these services before. Another source is the Cincinnati Better Business Bureau because it offers not only business reports but user reviews so you can see how customers liked each company.
Once you have a list of places you would like to try, start asking them questions. You should make sure they have the proper licensing and insurance as well as find out if they are bonded. You will want to know if they do background checks on their employees and if they have certain rules about scheduling or payment options. Before you sign a contract make sure you completely understand all terms of agreement.
Homemakers and home health aides are two of the more common forms of in-home care but they aren’t they only ones. You can completely customize an at-home care plan with other services and providers.
You can find a lot of help online at places like Rover.com for pet care needs, Handy for housecleaning needs, and TaskRabbit or Favor.com for errands and miscellaneous chores. If your house needs more attention than cleaning, like repairs or remodels, you can check out Porch.com or Amazon Home Services to find a local handyman or contractor. Just like with other providers, ask a lot of questions and choose someone you trust to have in your home.
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