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Charlotte Financial Advisors

Financial planning can seem like a difficult undertaking for many people. The vast majority of us are not wealthy so that it can seem unimportant. However, as our financial circumstances grow more complicated with advancing age, the need for sound advice becomes ever more vital.

Almost everyone can benefit from the services of a knowledgeable financial planner. A qualified financial planner isn’t just a source of investment advice. Financial planners can help you navigate a slew of complicated financial issues like:

The best insurance coverage for your changing circumstances.

Choosing appropriate long-term care coverage.

Estate planning to ensure your wishes are carried out.

Tax planning to avoid overpayment or costly mistakes.

How Soon Should You Start Working with a Financial Advisor?

It’s never too soon to start working with a reputable financial advisor. If you don’t have one, start looking for someone with a solid history of helping others. If you already use a financial planner, take advantage of your next meeting to discuss important changes in your circumstances, such as:

Marriage Divorce Birth of a child Purchase or sale of a home

Where to Look for Financial Advisors

A good rule of thumb to follow when choosing a financial advisor is to be wary of anyone who contacts you that you haven’t solicited first. A trustworthy financial planner shouldn’t be aggressively offering his services.

There are online sources of information that you can use to find reputable financial advisors.

The Better Business Bureau of Charlotte, North Carolina has an accredited business directory that lists BBB-accredited financial advisors. collect recommendations from public conversations shared on social media. Use their search function to find the financial advisors in Charlotte that are recommended on social media.

Barron’s is a trusted source of financial information and lists the top financial advisors in all 50 states. Here is the list of top financial advisors in North Carolina.

The CFP Board of Standards has a search function that will let you find a financial advisor using many parameters including location, specialty, how they’re compensated, and others.

You can also find a good financial planner the old fashioned way: ask around. Talk to friends and relatives, ask who they use, and why.

Important Factors to Consider When Choosing an Advisor

There are important things to consider when choosing a financial planner such as their credentials, how you’ll compensate them, and how you get along together.

Use the CFP Board’s certification verifier to check the planner’s certification status, professional history, and if they’ve filed for bankruptcy in the last ten years.

Is the Planner a Fiduciary?

Find out if a planner you’re considering is a fiduciary. A fiduciary has to place the client’s best interests first, rather than just offering a range of less than ideal options.

How are they paid?

Certified planners are paid in one of three ways:

Fee- based: the planner receives a percentage of your holdings annually.

Commissions on particular investment vehicles.

Fee and commission combined.


Do your research and find the best options for you.

Learn more about Charlotte Retirement Planning here:

How Much Does It Cost to Retire in Charlotte, NC?

What's the Cost of Living in Charlotte, NC?

Charlotte Elder Law Attorneys

Charlotte Senior Realtors

Charlotte Senior Movers and Downsizers

Charlotte Neighborhood Guide

Live Like a Local in Charlotte

Charlotte Demographics and Lifestyle

Find assisted living in Charlotte near you.