Moving into assisted living from your current home is a big adjustment. You may be wondering about how to find the best place, costs, how to pay for it all, and what daily life will be like. The good news is that there are communities to suit different lifestyles in neighborhoods throughout the city, it may not be as tough to pay for as you expect, and the assisted living rates in Charlotte are on par with the median costs for the country. Below, we will look at what Charlotte has to offer.
Assisted living is a little more expensive in Charlotte than the national median. In the Charlotte area, the cost of care is $3,800 per month. Nationwide, it is $3,628. However, how much you pay locally can vary quite a bit depending on the location.
SeniorAdvisor.com currently has listings in the Charlotte-area for assisted living providers with monthly rates ranging from $1,851 for a studio in Carmel Hills located in southeast Charlotte to as much as $6,400 for a two-bedroom suite in an upscale, luxury senior living community. There is a broad range of alternatives between those two extremes.
In addition to luxury options, you can find pet-friendly assisted living facilities that allow you to bring your cat or dog with you. Some, like Brighton Gardens, are situated by sprawling parks (Park Road Park in this instance), which are ideal for taking your furry friend for a walk through. Or, if you are interested in continuing your hobby of antiquing, you might consider Elmcroft of Little Avenue, which is right near the charming antique shops of Pineville’s Main Street. You will probably find whatever is important to you in your neighborhood and home in the Charlotte area.
Begin making a list of potential assisted living centers once you know what part of town you would like to live in and what you want. Start by gathering recommendations from neighbors, relatives, friends, and others you know. Then, look at online reviews for those facilities, and find other top-rated solutions. For help finding services that match your budget and preferences, you might also ask a senior living advisor who knows the Charlotte area.
Also, make certain that you find out what services are available at an extra cost, whether the community provides continuity of care, and what is included in the monthly fees.
Assisted living may seem expensive at first, but it is typically more affordable than hiring in-home care while paying for property taxes, major and routine home maintenance projects, utility bills, and homeowner’s insurance. Some options for paying for assisted living include:
Selling Your Current Home – The proceeds can go to paying for your care.
Medicaid – Learn about your North Carolina Medicaid benefits by contacting the NC Division of Medical Assistance.
VA Aid & Attendance Pension - For information and how to apply, contact the VA’s regional office.
Long-Term Care Insurance – Policy payouts can cover a good deal of the costs.
Reverse Mortgages or Cashing out Life Insurance – Both of these could have asset and tax ramifications.
To continue your research on assisted living, visit SeniorAdvisor to explore Charlotte neighborhoods in more detail, find award-winning care providers, and more.
Find assisted living in Charlotte near you.