In-home care is one of the best and affordable ways to provide senior care to your loved one. This type of care allows your loved one to remain at home longer and avoid spending too much out-of-pocket expense for a nursing home. The average home health aide costs $20 per hour or $160 per day while a stay in a private room in a nursing home in Charleston will easily cost you $235 per day, as reported by the Genworth 2015 Cost of Care Survey for South Carolina.
How do clients and family members feel about in-home care in Charleston? You can read reviews online at Senior Advisor or the Better Business Bureau to get an idea of the services provided by each in-home care company. Below are a few examples of reviews written by family members on Senior Advisor.
Regarding the relationship between caregiver and client: “We've been using BrightStar for about three weeks now and so far things are going great. Mom has really adjusted to having her aid here and it gives me a break! Mom and her aid are really developing a great relationship and she has got Mom to do things I could never get her to do.” (BrightStar of Charleston)
Regarding assistance with chores and home care: “My mother is suffering from memory care issues and we had hoped to get some help with that. The caretaker who was provided by ComForcare was really great. She provided home care help by doing some laundry, making the bed, and sometimes cooking a meal for my mother.” (ComForcare Senior Services)
An in-home health care aide does more than just looking after your loved one. They also assist with activities of daily living (ADLs) and light household chores as well as transportation to medical appointments in some cases, saving you time, gasoline, and energy. You can hire an aide for respite care or on a consistent basis, whether that is full or part-time.
Keep in mind that in-home care doesn’t need to be a full-time aide. You can hire an agency to send you respite care help in an emergency situation or when you need a break. You can also bypass an agency and hire a caregiver privately, even for live-in help.
With the invention of concierge service mobile apps, you can order services to deliver restaurant meals, groceries, or prescriptions to your homebound senior.
Medicare and South Carolina Medicaid will only cover in-home care under a set of specific circumstances. Your loved one must require skilled nursing care or need physical, occupational, or speech therapy. The caregiver and agency must be licensed and certified.
Veterans and their eligible spouses can apply for the VA Aid and Attendance for in-home care. You can also consider liquidating retirement and investment accounts, IRAs, or long-term care insurance policies. If you are a senior homeowner, consult with an elder law attorney about using your home’s equity in a reverse mortgage.
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