Moving into an assisted living community from your current home is a significant adjustment. You may want to know how much it costs, how to choose the right facility, what day-to-day life is like, and how to pay for it. Fortunately, assisted living is more affordable than you may expect, there are providers that cater to your lifestyle in neighborhoods throughout the city, and the costs in Charleston are on par with those found elsewhere in the country. Let’s explore assisted living in Charleston.
Compared to the national median, assisted living in Charleston is a bit more expensive. The average monthly rate for Charleston assisted living is $4,035 versus $3,628 nationally.
Local rates can vary a lot depending on where you live in Charleston. For instance, SeniorAdvisor.com lists prices in Charleston ranging from $2,250 per month for a studio unit at Palmettos of Charleston to $4,875 for a high-end private studio suite in a luxury assisted living center in the West Ashley part of town. There are many options between these two extremes.
No matter what your interests may be, there is sure to be an assisted living facility that caters to them. For example, you will want to bring your cat or dog with you when you move into an assisted living center. This is possible at Brookdale Charleston which is not only pet-friendly, but it is also situated a short drive from several green spaces. If your faith is an important part of your life, then you may want to consider the religious facility of Bishop Gadsden Episcopal Community.
Once you know what amenities you need and where in town you want to live, make a list of potential communities. You can start by talking to people you know, like family, friends, and neighbors. Plus, read reviews online about the facilities and maybe find some other top-rated alternatives. Make sure you research whether the provider offers continuity of care, which services will cost you extra, and what is included in your monthly fees.
Assisted living may look expensive when you first see the price tag. It begins to appear more reasonable once you compare it to paying for homeowner’s insurance, in-home care, routine and major home repair projects, property taxes, and utilities. Here are some ways to come up with assisted living funds:
Long-Term Care Insurance – Your policy may cover assisted living. Talk to your agent to find out.
Medicaid – Learn more about how to apply and eligibility requirements by visiting the South Carolina Health Connections website.
Reverse Mortgages and Cashing out Life Insurance – Consult with your accountant, financial planner, and an elder law attorney before considering these alternatives.
VA Aid & Attendance Pension – Contact the regional VA office for how to apply and more information.
Sell Your House – If your house will sit unoccupied when you move into assisted living, consider selling it.
Continue your research at SeniorAdvisor now that you have an idea of what to expect in Charleston assisted living. On this site, you will find assistance locating award-winning communities, exploring Charleston neighborhoods in detail, and more.
Find assisted living in Charleston near you.