If you’re ready to fully enjoy your retirement without the hassle of keeping up with your house and chores, then you might want to consider a move to a 55+ community. These communities can include places such as retirement villages, senior living centers, a few assisted living facilities, and independent living communities. You will get your own space, such as an apartment or a house, and also get to enjoy the numerous amenities these facilities offer.
Chandler, Arizona is a highly popular destination for seniors once they retire and because of that, there are plenty of options. In fact, Chandler has at least a dozen independent communities to choose from, and they include Sunrise of Chandler and Gardens at Ocotillo Senior Living, which both received the SeniorAdvisor.com 2016 Best of Senior Living Award.
You can expect to pay more when you live in a 55+ community, since they have more amenities and are more senior-friendly than a regular apartment. A typical one-bedroom apartment in Chandler will average about $969 per month, and a one-bedroom apartment in a 55+ community can cost in between $1,200 to $3,800 per month. The cost will largely vary based on your location and the type of amenities and services you receive.
Unlike in home health care or nursing home stays, VA benefits, Medicaid, long-term care insurance, or any other type of health benefit will not cover the cost of your home in an independent community. As an able-bodied adult, you will have to pay for everything mostly out-of-pocket, but there are a few ways you can lower your cost.
Selling your current home or renting it out if you own are a few ways you can continue to fund your new home in a 55+ community. If you have been saving money in a retirement fund, this is now the time to use those savings. Social Security might also be another way to supplement your cost.
You can also consider getting a roommate. While this option might not work for everyone, it can help cut your costs in half and allow you to have a companion in your new home. Give the roommate situation a trial run before you agree to live together and check that the roommates are allowed in your community.
As a senior in retirement, you get the luxury to design your lifestyle so take a minute and think about how you would like to spend your time. Make a list of things that are important to you, so you know what to look for when you start your search. If you have pets, find a pet-friendly place. If you like to travel, find a place that is low maintenance, and you don’t have to worry about when you’re gone. If you want to be able to stay in one place and not move around, look for a place that has everything you need nearby and will allow visitors.
Once you know what you want, start your search and find the places that offer the things you need. You can get suggestions from family members or friends and visit all the places on your list to get a feel for the community.
This list can vary from each place, so make sure you know what is included in your rent before you sign your lease. Most places will build the cost of things like cable, housekeeping, or laundry services into their rent, so you don’t have to pay extra for that. They might also include things like transportation services around town and meal plans. If you want to be able to cook for yourself, make sure you can opt out of the meal plan.
Other amenities and perks you might find in a 55+ community could include:
Dog parks Walking trails On-site restaurants On-site grocery or general stores Classes like art, fitness, or cooking Places to garden Free Wi-Fi in public areas Access to emergency services Massage therapy Swimming pools or a golf course
Sometimes these amenities will be built into the cost of your rent, but they could also be extra money. If you have the budget, you can choose to add more amenities to your rent, or you can cut costs by keeping to the minimum.
Your apartment and community will probably be on the top of your list, but also think about the surrounding neighborhood. Is it noisy? Can you easily walk to where you need to go? Is it in a remote area where you will have to drive a considerable distance to go places? You want to make sure your neighborhood will also fit your lifestyle, just like the 55+ community.
You also need to plan for your future when you choose your new home. If you’re newly retired and in good health, you might not need any assistance with your daily tasks and a place like Sunrise of Chandler that focuses more on independent living could be the right choice. If you don’t want to move as you age then choosing a place like the Gardens at Oscillo that has assisted living facilities and memory care options can offer you a better option. If a continuum of care is important to you, make sure you ask about those options before you move.
Find assisted living in Chandler near you.